America’s best comprehensive BIKE INSURANCE

Photo of Buzzy Cohn, CEO of BikeInsure
CEO BikeInsure | Avid Cyclist

The cyclist source for informative insights on our cycling lifestyle marketplace.

Tern electric bike insured by BikeInsure, Tern's official U.S. e-bike insurance partner

Tern Bicycles Selects BikeInsure as Official Electric Bike Insurance Partner

Partnership expands access to opt-in electric bike insurance designed to protect Tern e-bikes against theft, transit damage, and riding accidents nationwide.
2026 e-bike buyer's guide to the best e-bike insurance from BikeInsure

A 2026 E-Bike Buyer's Guide to the Best eBIKE INSURANCE

Shopping for eBike insurance? Real BikeInsure claims, from a $291 repair to five-figure replacements.
Canyon Bike Insurance

Canyon USA Names BikeInsure Official Bike Insurance Partner

Partnership introduces opt-in bike insurance coverage for Canyon bicycles and e-bikes nationwide
Triathlete riding a time trial bike with a BikeInsure Official Bike Insurance seal, USA Triathlon competition bike insurance

$3,064 Triathlon Bike Insurance Claims: 100% Bike Accidents — 0% Theft

Two years. $3,064 average claim. 100% accidental damage, 0% theft. Here's what USA Triathlon members' real claims reveal about triathlon bike insurance.
Competitive road cyclist with BikeInsure and USA Cycling partnership seals for a competitive bike insurance claims analysis.

What 100 USA Cycling Member Claims Reveal About Competitive Bike Insurance

More than $350,000 paid across the first 100 USA Cycling claims reveals why competitive cyclists need BikeInsure.
Mountain bike and e-bike insurance guide from BikeInsure, based on real IMBA member claims

Why Mountain Bikes and E-Bikes Need Bike Insurance, Backed by IMBA Member Claims

Explore real IMBA member claims and discover how bike insurance helps protect mountain bikes and e-bikes from accident damage, theft, and costly losses.
Premium Factor road bike from the Dragonspine Cycling and BikeInsure partnership on insuring high-value bicycles

What 16 Real Claims Reveal: Why Premium Bicycles Need Dedicated Bike Insurance

Claims averaged $5,355, with accidents far outpacing theft and cracked carbon frames replaced—not repaired.
Gran fondo cyclists on a desert road with the text "What a $4,175 Average Gran Fondo Bike Insurance Claim Reveals"

$4,175 Gran Fondo Bike Insurance Claims: 100% Bike Accidents — 0% Theft

100% of BikeInsure's gran fondo claims were bike accident damage, $4,175 average — zero theft. BikeInsure it, then Ride it!
Para-cyclist racing a recumbent handcycle on an open road, covered by BikeInsure para-cycling insurance

Why Para-Cycling Equipment Needs Bike Insurance, Backed by Real Claims Data

A stolen Pinarello and real para-cyclist claims make the case clear: bike insurance should cover adaptive cycles and handcycles.
Texas Bike Insurance BikeInsure Bicycle and E-bike coverage

Texas Bike Insurance: Why Cyclists Trust BikeInsure for Bicycle & eBike Coverage

Your home insurance was never built to protect your bike. See why Texas cyclists are turning to BikeInsure for dedicated bicycle and e-bike coverage — with zero impact on their home insurance.
ALSO TM-B Class 3 e-bike set inside the white diamond of a weathered Arkansas state flag

ALSO TM-B First Ride Review: Can This E-Bike Handle 30+ MPH Gusts?

A first-hand test ride of the ALSO TM-B through gusts over 30 mph in Bentonville, Arkansas, and what every e-bike owner should know about protecting one.
Florida Bike Insurance BikeInsure

Florida Bike Insurance: Why Cyclists Trust BikeInsure for Bicycle & eBike Coverage

Your home insurance was never built to protect your bike. See why Florida cyclists are turning to BikeInsure for dedicated bicycle and e-bike coverage — with zero impact on their home insurance.
Tern e-Bike Stolen in California

Stolen e-Bike? Secure Peace of Mind Bike Theft Protection Now!

Locked, but not to an immovable object. This stolen Tern GSD was still covered, and BikeInsure paid for the $5,417 replacement.
MOD Easy SideCar 3 e-bike totaled in a hit-and-run accident, with a banner reading "Hit-and-Run, $5,623 Paid"

Does E-Bike Insurance Cover Hit-and-Runs? My $5,623 BikeInsure Claim

The driver fled, but BikeInsure showed up. A hit-and-run totaled his e-bike, and BikeInsure paid $5,623 for the e-bike, accessories and helmet in about a week.
Ask Buzzy™ AI Bike Insurance Advisor by BikeInsure answering bicycle and e-bike insurance coverage questions.

BikeInsure Launches "Buzzy" AI — The Smart Bike Insurance Advisor for Cyclists

New AI educational experience helps cyclists instantly understand bicycle and e-bike insurance coverage, theft protection, racing, claims, and more.
Bike Ride Insure Coverage Cervelo Soloist

Why an Army Risk Assessment Officer Chose BikeInsure Over Velosurance

After insuring his $9,000 Cervélo Soloist with BikeInsure, an Army officer said he immediately felt “the stress off my shoulders.”
BikeInsure paid $10,000 bike accident claim in one day for damaged Factor OSTRO VAM road bike

How a Competitive Cyclist Filed a Bike Insurance Claim and Got Paid in One Day

A BikeInsure policyholder crashed at the Redlands Classic, filed a bike insurance claim the next day, and was paid in full within 24 hours. Here's how it worked.
Security camera image from reported Specialized bike theft in Texas restaurant parking lot

Specialized Bike Stolen in Texas: $7,023 Paid in 10 Days

A 2025 Specialized Epic was stolen from a Texas restaurant parking lot. See how dedicated bike insurance paid $7,023 on a theft claim in just 10 days — without impacting homeowners coverage.
Bike Accident Claim

Is BikeInsure Worth It? An Honest Five-Star Claim Review

The claims process was incredibly efficient, taking only a few days. You give me peace of mind, honestly, worth every penny.
Jenny Fletcher BikeInsure Ambassador

How Jenny Fletcher's Airplane Bike Transit Nightmare was Saved by Bike Insurance

"My BikeInsure claim was as simple as 1) I submitted, 2) They accepted, 3) I got paid!"
Specialized S-Works Tarmac SL8 bike accident insurance claim paid by BikeInsure

Specialized S-Works Tarmac SL8 Accident: $9,900 BikeInsure Claim Paid

A Specialized S-Works Tarmac SL8 crash led to a $9,900 BikeInsure claim. One year later, a second bike insurance $6,367 claim was paid — no homeowners impact.
Pivot x BikeInsure

Pivot Cycles Partners with BikeInsure to Offer Bike Insurance Protection

This collaboration gives Pivot riders access to affordable, opt-in coverage that protects bikes and e-bikes
Buzzy Cohn USA Cycling Membership Spotlight

Inspiring Journey of BikeInsure CEO featured in USA Cycling Newsletter

Following my cycling accident and the homeowner's insurance fiasco I experienced while trying to process the claim, I created BikeInsure, a bike insurance solution for every bike and e-bike owner in the United States.
$8,266 Bike Insurance Claim Paid

Is Bike Insurance Worth It? Insights from My $8,266 Claim.

"My bike accident proved that BikeInsure saved me $8,266, with a check paid just nine days later."
BikeInsure it, then Ride it! Bike Insurance.

BikeInsure Launches New Enrollment Platform to Simplify Bicycle and E-Bike Insurance Nationwide

A Simplified Two-Minute Online Sign-Up Expands Access to Bicycle and E-Bike Insurance
Cervelo Bike Crash. BikeInsure Claim Solution

BikeInsure Paid $3,450 — I Just Picked Up My Restored Cervelo

'The BikeInsure claims process was fantastic. It sounds too good to be true, but I paid a small deductible for over $3,500 in bike damages, and I only needed to be notified when my bike was ready for pickup. Once again, 100% satisfaction!'
BikeInsure 10 years USPTO Trademarks

Compare Bike Insurance. BikeInsure's 10+ Years of Experience Matters Most!

America's Best Bike Insurance, BikeInsure, fills the gap by ensuring cyclists' bikes and e-bikes are financially protected against riding, transit, and theft risks.
The New Wheel x BikeInsure in Bicycle Retailer

New Wheel Electric Bike Owners feel more Secure with BikeInsure

"We emphasize the importance of recommending an excellent Electric Bike Insurance."
BikeInsure Ambassador Leanda Cave

Why Ironman World Champion Will Transform How You Insure Your Bike

"I realized BikeInsure had a simple solution for insuring all valued bikes across the United States."
Cyclist Buyer's Guide to the Best eBIKE INSURANCE

2025 Cyclist Buyer's Guide to the Best eBIKE INSURANCE

America's Best E-Bike Insurance, BikeInsure, fills the gap by ensuring cyclists' ebikes are financially protected against riding, transit, and theft risks.
BikeInsure Business Bike Fleet Insurance

How Smart Bike Businesses Secure BikeInsure Commercial Fleet Insurance

Commercial Bike Fleet Insurance is essential for micromobility businesses operating bikes, e-bikes, and e-cargo bikes.
Bike Theft Bicycle Insurance

What is the best Bike Insurance for unimaginable eBIKE THEFT?

"I was shocked to find that my $2,200 e-bike was stolen from the bike rack where it was locked. The one saving grace was that I had ebike insurance with BikeInsure."
BikeInsure Ambassador Mike Smith

Army Veteran Transforms Bike Theft Heartbreak into USA Olympic Dreams

"Without BikeInsure, I would have been financially screwed after my bike was stolen."
2025 BikeInsure Buyer's Guide

2025 Bicycle Owner's Guide to the Best Bike & eBike Insurance

Separate bike insurance is the best way to protect your bicycle or eBike against riding, transit, and theft risks.
Home Insurance Problem BikeInsure Blog

Warning: Homeowners Insurance is NOT for Bicycles or eBikes!

The financial loss of a bicycle due to a bike accident or theft should be a routine insurance claim.
Belgian Waffle Ride x BikeInsure

BWR x BikeInsure Extends Bicycle Insurance Partnership After Year 1 Success

This bicycle insurance partnership aims to transform our riders from feeling like a zero with large debts to being their hero in the event of a cycling accident or bike theft.
Ventum Bike Crash Replacement

The $4,000 Bike Accident Cost Me Only a Small Deductible

"I was responsible for the small BikeInsure deductible and the BikeInsure plan paid out the difference of $3,872.88."
America's Best Bike Insurance

How does Bike Insurance vs On-the-Bike Injury Coverage differ?

Bike Insurance covers cycling equipment against financial risks from riding, transit, and theft. On-Bike Injury Insurance reimburses the insured cyclist's out-of-pocket medical expenses incurred due to a cycling accident.
BikeInsure USA Triathlon Official Bike Insurance

USA Triathlon Secures BikeInsure as Official Bicycle Insurance Partner

The USA Triathlon and BikeInsure partnership brings affordable bicycle and eBike insurance to the multisport community.
Bicycle Theft $10,000 Claim Paid

Para-athlete Bike Theft Claim: BikeInsure Paid $10,000 in Days

A bike theft victim had an insured bicycle stolen. "BikeInsure promptly paid me $10,000 just days after I filed my claim."
Pedal to Protection - Buzzy Cohn - Chief Endurance Officer with Greg McDonough - Episode # 094

Learn how Bike Owners Pedal to Protection on Chief Endurance Officer Podcast

Pedal to Protection - Buzzy Cohn - Chief Endurance Officer with Greg McDonough - Episode # 094
USA Cycling Member Bike Crash Claim

Bike Crash Claim: USA Cycling Member Thrilled by BikeInsure Accident Coverage

$6,708 to cover the extensive and costly damage to my Trek Madone and its accessories, including my GoPro Camera.
Pivot Mountain Bike SORBA

SORBA Secures BikeInsure as Official Mountain Bike Insurance

SORBA members can access discounted bike insurance for a more enjoyable and worry-free experience with their bikes and e-bikes.
Specialized Turbo Vado Bicycle Theft

My eBike was Stolen! The Reality of Bike Theft Insurance.

"I became a victim of bike theft when my eBike got stolen!"
BikeInsure it, then Ride it! Electronic Bike Insurance Buyer's Guide

A 2024 Cyclist Buyer's Guide to the Best e-BIKE INSURANCE USA

Comprehensive ebike insurance is designed to mitigate the costly financial risk exposure related to riding, transit, and theft that all electric bike owners face.
Group of gran fondo cyclists with their gravel bikes at a BWR cycling event.

GranFondoGuide.com awards BikeInsure Official USA Bike Insurance

GranFondoGuide.com has recognized BikeInsure as a top resource for U.S. cyclists looking to protect their bike or e-bike — covering accidents, transit damage, and theft.
2024 Cyclists Buyer's Guide to America's Best Bicycle Insurance

A 2024 Cyclist Buyer's Guide to America's Best Bicycle Insurance

Separate bicycle insurance helps protect bicycles and e-bikes from riding accidents, transit damage, and theft risks.
Bike Commuters Washington DC

An e-Bike Insurance Customer is the best Bike Insurance Advisor

An REI employee explains why separate bicycle insurance provides better protection for bicycles and e-bikes than homeowners insurance.
BWR's Freddy Merckxury shares Ai Cycling Insights

BWR's Freddy Merckxury shares Legendary Ai Cycling Insights

Freddy Merckxury says a homeowners policy covers everything but what your bike actually needs—and your bike deserves better. Here's why dedicated coverage wins.
Chapter2 Bikes x BikeInsure for USA Bike Insurance

CHAPTER2 partners with BikeInsure for USA Bike Insurance Solution

The CHAPTER2 and BikeInsure partnership expands access to bicycle and e-bike insurance for cyclists across the United States.
Bicycle Retailer Warning BikeInsure it, then RIde it!

Is Bicycle & eBike Insurance an Essential NEED? Yes! BRAIN Writes.

Industry publication Bicycle Retailer weighs in: dedicated bicycle and eBike insurance is essential for cyclists who want real protection.
Gran Fondo Bike Insurance

Gran Fondo Bike Insurance at its Affordable Best

We're talking about separate bike insurance that is as bold as your commitment to the unruliness of the unroad undulations.
The Sweet Spot Bike Lease protected by BikeInsure.

Bike Lease? The Sweet Spot features BikeInsure to Protect Your Bicycle!

The Sweet Spot Bike Lease with BikeInsure helps cyclists protect leased bicycles and e-bikes with separate insurance coverage.
Florida Bike and e-Bike Insurance

Top Reasons Why Bike Insurance is a Florida Must-Have!

Insurance experts recommend homeowners' insurance to protect homes from catastrophic loss, not bicycles!
BikeInsure Official Mountain Bike Insurance IMBA

IMBA Welcomes BikeInsure as Official Mountain Bike Insurance Partner

The partnership allows IMBA members to have 'peace of mind' and get a great deal on insuring their bikes.
Belgian Waffle Ride BikeInsure Insurance

Why Risk It? BikeInsure It! The Best Bicycle Insurance for BWR!

This ain't your grandma's insurance. While others focus on your home's meltdown, we're here for your two-wheeled love. BikeInsure's got the lowdown on all bikes, especially those gritty gravel machines.
Specialized Bicycle Insurance USA Cycling BikeInsure

Why do USA Cycling Members Sign Up for Bicycle Insurance?

Hear directly from USA Cycling members who chose BikeInsure for their bicycle insurance — real reviews from competitive cyclists.
Adventure Cycling Association + BikeInsure

Adventure Cycling Secures BikeInsure as Official Bike Insurance Partner

Adventure Cycling Association has chosen BikeInsure as its official bicycle insurance partner — so members can ride, tour, and travel knowing their bike is fully protected.
BikeInsure is the Official USA Cycling Bike Insurance Partner

USA Cycling Welcomes BikeInsure as Official Bicycle Insurance Partner

USA Cycling members rely on BikeInsure for separate bicycle and e-bike insurance protecting against accidents, transit damage, and theft.
America's best eBike Insurance.

Ultimate Guide to the Best eBike Insurance USA

Electric Bike Insurance coverage for riding, transit, and theft risks begins when separate bike insurance is secured.
Trek Speed Concept Bicycle with Bike Insurance

Cyclist admires their Bicycle Insurance after regrettable Bike Accident.

“I had a fantastic experience with BikeInsure. They promptly helped me repair my bicycle at the bike shop of my choice. Not only that, but I received an insurance check for $2,125.94 in just ten days. Their service is truly impressive, and my bike appears as good as new.”
Attached bike accessories are insured components of the bike with BikeInsure

Bike Accident or Theft! Are attached Accessories insured components of the Bike?

BikeInsure helps protect listed bike accessories alongside insured bicycles and e-bikes after accidents or theft.
BikeInsure CEO joins NBDA Podcast

Boost Your Bike Insurance IQ with BikeInsure CEO on NBDA Podcast

The NBDA Bicycle Retail Radio podcast features BikeInsure answering common bicycle and e-bike insurance questions.
BikeInsure Office Bike Insurance Partner League of American Bicyclists

League of American Bicyclists Celebrates BikeInsure as Official Bike Insurance Partner

The League of American Bicyclists educates cyclists about the importance of separate bicycle and e-bike insurance through BikeInsure.
Bicycle Insurance, even for Cyclists with a Homeowner's Policy

Top 5 Benefits of Bike Insurance for Cyclists with Homeowners Insurance

Learn why cyclists choose separate bicycle and ebike insurance for accidents, transit damage, theft, and homeowners claim protection.
Belgian Waffle Ride Series Bike Insurance

Gravel Bike Insurance? Belgian Waffle Ride picks the best Bike Insurance!

Protect your gravel bike for Belgian Waffle Ride events with BikeInsure, the Official Bike Insurance partner of BWR.
Total Bike Loss Bicycle Accident

Bicycle accident! BikeInsure was the best $25 bucks I ever spent.

"Aside from my BikeInsure road bike insurance claim, the best part of this experience has been your exceptional level of customer service."
Flowcode QR to BikeInsure Bike BikeInsure Enrollment

Instant partnership customer referrals engagement one secure mobile scan at a time.

Flowcode Creator Spotlight highlights how BikeInsure uses QR codes to create frictionless customer engagement and referrals.
State Farm Halts Home Insurance Sales in California

Bicycle owners need to secure Bike Insurance regardless of State Farm.

State Farm homeowners insurance covers your home, not your bike. BikeInsure offers dedicated bicycle and eBike insurance for accidents, theft, and damage.
Gravel Bike Insurance

How to Secure Your Winter Ride with Gravel Bike Insurance?

BikeInsure, the Belgian Waffle Ride Official Bike Insurance, shares everything you need to know about Gravel Bike Insurance.
Great American Insurance Rated A+

Is your Insurance Company Financially Strong? Choose AM BEST A+ Superior!

BikeInsure is backed by Great American Insurance Company — AM Best A+ Superior rated for over 150 years.
photo of Cycling Santa on a road bike in the snow.

What is the one bike product Cycling Santa would recommend?

The essential insurance product you need is Bicycle Insurance for a bike or ebike insurance for an electric bike.
2023 Buyer's Guide to America's Best Bicycle Insurance

A 2023 Buyer's Guide to America's Best Bicycle Insurance

Cyclists must opt for bike insurance to protect their new or used bikes and e-bikes against the risks of riding, transit, and theft that all bike owners face.
2022-2023 BikeInsure Reflections

BikeInsure got back on the bike. Bicycle and e-Bike owners may enjoy the ride!

BikeInsure is back — and essential for every bicycle and eBike owner in America. Get primary, comprehensive bike insurance covering accidents, theft, and transit damage.
Bike Theft | BikeInsure Theft Protection

Desire Bike Theft Protection? Secure your Bicycle or ebike with bike theft insurance.

BikeInsure provides optional theft protection for bicycles and e-bikes when theft coverage is selected.
Cyclists ride on Pennsylvania Avenue in a Protected Bike Lane

Protected Bike Lanes Infrastructure Advocacy results in Bicycle Safety

Safe Streets Cycling Advocates rode to Capitol Hill to urge the United States Congress to fund safe biking and pedestrian infrastructure.
BikeInsure CEO Buzzy Cohn bike peloton California

7 informative questions of a cycling CEO who had a costly bike accident

After a costly cycling accident, a CEO asked the 7 bike insurance questions every bicycle and eBike owner needs answered — insights that could save you thousands.
Cyclist loft with Bicycle hanging on wall

Ever think inexpensive Bicycle Insurance could save your Homeowner's Insurance?

Inexpensive bike insurance does more than protect your bicycle or eBike — it shields your homeowners insurance from claims, premium increases, and the risk of non-renewal.
Ira Becker, BikeInsure Partnerships

Accomplished Bicycle Executive Ira Becker hired to lead Bike Insurance Partnerships

BikeInsure Partnerships helps bicycle and e-bike brands improve customer profitability, sustainability, and satisfaction.
Digital Insurance feature on BikeInsure, the insurtech specialized in bicycle insurance

Meet the insurtech BikeInsure specialized in bicycle insurance

BikeInsure's origin story: founder Buzzy Cohn suffered a costly bike crash, identified a gap in the bicycle insurance market, and built the insurtech solution to fill it.
BikeInsure and Montgomery Cyclery Partnership

BikeInsure Continues to Expand Partnerships: Adds Montgomery Cyclery

Montgomery Cyclery helps cyclists understand why separate bike insurance coverage matters.
Traveling commuters ride Blaupunkt foldable eBike at Lake Tahoe

Blaupunkt eBikes and BikeInsure Partner for Electric Bike Insurance

BikeInsure partnered with Blaupunkt, a leading folding eBike manufacturer, so e-bike owners across America can access ebike insurance.
Being Gary Fisher and BikeInsure CEO Buzzy Cohn

Meet the Visionary Behind Mountain Bikes Gary Fisher and BikeInsure CEO

Gary Fisher, the inventor of the mountain bike, joins the BikeInsure CEO on the Outspoken Cyclist Podcast
Great American Insurance Group tower. Cincinnati, Oh. BikeInsure.

IT IS US! Ohio, step outside the Bengals den for Ride Cincinnati

BikeInsure and Great American Insurance Company support cyclists at Ride Cincinnati.
Cycling Pondering before a descent.

Cyclists may Secure Bike Insurance as Easily as Smartphone Coverage.

BikeInsure is transforming how U.S. cyclists buy bike insurance with eCommerce technology — making dedicated bicycle and eBike coverage as simple as securing smartphone insurance.
Charity Ride for LiveStrong to help fund Cancer Survivor Programs.

Where are Amazingly Cool Charity Cycling Rides in the United States?

Charity cycling rides help nonprofit organizations raise awareness and annual fundraising support nationwide.
Cyclist riding in upstate New York overlooking the river

Cyclists across America have access to simple and affordable bike insurance.

BikeInsure is the official bike insurance partner of USA Cycling, IMBA, and USA Triathlon — bringing bicycle and eBike coverage to every cyclist across America.