Coverage
Bicycle Coverage Highlights
The BikeInsure solution reimburses you for repairs to your new or used bicycle resulting from accident when riding or while the bicycle is in transit. You have coverage for your bicycle while in the United States, its territories and possessions, Puerto Rico, and Canada. Optional theft insurance is also available.
BikeCoverage
$16.99
/mo.
$10,000 Limit | $100 Deductible
Our comprehensive bicycle insurance plan with up to $10,000 in coverage per bicycle can be purchased for as little as $16.99 per month. In the event of a loss occurrence, you are responsible for a $100 deductible.
Bike | Accessories | Transit
TheftProtect
+ $8
/mo.
$10,000 Limit | $250 Deductible
Optional theft insurance, with up to $10,000 in protection per bicycle, is an additional $8 monthly. In the event of a loss occurrence, you are responsible for a $250 deductible.
Theft
Have Questions?
See All FAQCoverage Highlights
- You may purchase coverage immediately, no additional underwriting is required.
- Coverage is for physical damage to your bicycle or attachments only. There is no medical coverage.
- Theft coverage is optional and may be added to your accidental damage protection.
- Claims must be reported within 60 days of an accident.
- Coverage can include new and existing bicycles you may own.
- This program covers bicycles for adults over 18 years old.
- Theft coverage is optional and may be added to your accidental damage protection.
- Your policy period rate will not increase due to having a claim.
- To review a specimen policy, click here.
Certain key terms, definitions, and policy coverage descriptions are provided herein in summary form for informational purposes. Only the insurance policy issued to you contains the actual coverage language, including the scope and extend of coverage, and any applicable terms, conditions, limitations and exclusions. In the event of any inconsistencies between the summary descriptions on this site and your actual policy, the policy language will be the controlling document. Please note that this coverage and price may vary by state.
BikeCoverage
$16.99
/mo.
Coverage Highlights
Bike
Accessories
Transit
with optional
TheftProtect
+ $8/mo.
