BikeInsure got back on the bike. Bicycle and e-Bike owners may enjoy the ride!

BikeInsure got back on the bike in 2022. Thus 2023 cyclists may enjoy the ride with bicycle insurance.

BikeInsure is finishing 2022 with so much gratitude. Let's reflect on what BikeInsure has accomplished. Hello, cycling friend. My name is Buzzy Cohn, founder, and CEO of BikeInsure. Some people, when given lemons, make lemonade. Instead, I rode a nice road bike that got destroyed in a bicycle accident, so I made a bike insurance company.

Bike Accident

The bicycle insurance is available throughout the United States (see FAQ). Licensed insurance producer BikeInsure is administering the insurance plan, underwritten by carrier Great American Insurance Company, rated "A+" (Superior) by AM Best, an authorized insurer in all 50 states and Washington, DC. For 150 years, Americans have trusted Great American Insurance Company to protect them and render best-in-class service.

Great American Insurance Tower | Great American Ball Park | Cincinnati, Ohio

Unfortunately, I believed my homeowner's insurance covered my bicycle until I discovered the post-accident facts. So, I pursued my business plan idea by gathering market intelligence from cyclists, independent bike shop dealers, bicycle manufacturers, cycling organizations, and the insurance industry. BikeInsure did not invent bike insurance. However, it utilized due diligence, data analytics, and a cyclist's common sense, resulting in the first Standardized bike insurance Standalone product available to cyclists across America. BikeInsure is a Simple two-minute sign-up insurance solution for your bicycle.

In 2023, with a thriving cycling community and bike trade partnerships on all sides of the table, BikeInsure will play a crucial role in unlocking the next era of embedded bike insurance. As a result, BikeInsure bicycle partnership integrations will take embedded insurance to a new level of frictionless engagement for each cyclist desiring comprehensive bike insurance.

Bike Insurance

BikeInsure is a specialty insurance agency that offers cyclists in the United States affordable Standardized Bicycle Insurance. BikeInsure developed a process that allows a cyclist to obtain its Bike Insurance for a bicycle as quickly as it was to get for your smartphone, all from the BikeInsure.com website.

  • BikeInsure bike insurance policy covers the bike and listed accessories due to accidents when riding.
  • Furthermore, a bike insurance policy continues coverage during the transit of the bicycle.
Standalone Bike Insurance

What is standalone bike insurance?

Here's how standalone bicycle insurance policies offer the coverage you don't already have for your home. Standalone bicycle insurance refers to an insurance product, like BikeInsure, that a cyclist purchases to protect their bicycle or eBike's specific risk or cost. For example, the BikeInsure Bicycle Insurance covers new or used bicycles and eBikes. It provides reimbursement for repairs to your bike and listed accessories due to riding accidents. And during transit. The BikeInsure plan extends to a stolen bike or eBike when optional theft protection is selected.

It is the opposite of an insurance policy with broad coverage that applies to several risks in different scenarios. For example, a standard homeowner's insurance policy covers the most common sources of damage, including fire, wind, and hail.

  • A homeowner's policy has lower limits on certain individual items,
  • A homeowner's policy often has high deductibles
  • A homeowner's policy with multiple claims can lead to cancellation or non-renewal, 
  • And a claim on a homeowner's policy can cause your premium to jump significantly. 

For these reasons, many insurance experts advise us to consider today's homeowner's insurance as "catastrophic loss protection." Therefore, if you have a bicycle or eBike, a standalone bike insurance policy is insurance that bike riders need to ensure comprehensive coverage for each Bike they value.

Simple Bicycle Insurance

What is Simple Bicycle Insurance?

Simple Bicycle Insurance is BikeInsure's two-minute sign-up solution for your bike at $16.99/mo.

Top 8 Reasons to get BikeInsure Simple Bicycle Insurance

  1. For a nominal monthly recurring credit card charge, the bike or eBicycle is insured.
  2. Optional Theft Insurance may be added.
  3. New and used bicycles or eBikes are eligible.
  4. Multiple bikes or eBicycles may be enrolled.
  5. Coverage is application only at BikeInsure.com.
  6. There is no additional underwriting required to insure a Bicycle.
  7. Enrollment for each bicycle takes about two minutes via computer or smartphone.
  8. The BikeInsure plan is underwritten by AM Best ‘A+’ (Superior) Great American Insurance Company. For over 150 years, Americans have trusted Great American Insurance Company to protect them and render best-in-class service.

Standalone | Simple

Simple Bike Insurance

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BikeInsure casual riding bicycle insurance coverage seal
Casual Riding
No racing license required.
UNITED STATES
+ Canada Territory
Cyclist riding a road bike during a casual ride with BikeInsure bicycle insurance coverage (Bike Ride Insure)
BikeInsure competitive racing bicycle insurance coverage seal
Competitive Racing
Casual riding + racing events.
Worldwide
Coverage Territory
Cyclist competing in a road race with BikeInsure bicycle insurance coverage (Bike Race Insure)
BikeInsure electric bike insurance coverage seal
Electric Bikes
Up to 28 mph.
UNITED STATES
+ Canada Territory
Family riding a cargo electric bike with BikeInsure bicycle insurance coverage (Electric Bike Insure)