FAQ
Get Answers
What is BikeInsure?
BikeInsure offers the Best Bike Insurance in America, providing comprehensive and affordable coverage for bicycles and e-bikes, whether used casually or competitively, on-road or off-road.
The BikeInsure plan protects new or used bikes and e-bikes against the financial risks of riding, transit, and theft that all bike owners face. With BikeInsure, you can receive reimbursement for damages to your bicycle, e-bike, and accessories caused by unexpected accidents, whether they occur while riding or in transit.
Furthermore, if you opt for bicycle theft protection insurance, you will receive comprehensive coverage for your insured equipment against the costs associated with stolen bikes or e-bikes.
BikeInsure is trusted as the Official Bike Insurance provider of USA Cycling, the International Mountain Bicycling Association (IMBA), and USA Triathlon.
Signing up for a bike insurance policy takes just two minutes on the BikeInsure.com website.
Licensed insurance producer BikeInsure is administering the insurance plan, underwritten by carrier Great American Insurance Company, rated "A+" (Superior) by AM Best, an authorized insurer in all 50 states and Washington DC. For over 150 years, Americans have trusted Great American Insurance Company to protect them and render best-in-class service.
How much does Bike Insurance cost?
The comprehensive bicycle insurance from BikeInsure offers up to $10,000 in coverage per bicycle for $16.99 monthly.
BikeInsure Comprehensive Bicycle Coverage = $16.99/mo.
Road Bike Insurance is $16.99/mo.
eBike Insurance is $16.99/mo.
Triathlon Bike Insurance is $16.99/mo.
Mountain Bike Insurance is $16.99/mo.
Gravel Bike Insurance is $16.99/mo.
Fat Bike Insurance is $16.99/mo.
Cyclocross Bike Insurance is $16.99/mo.
Cargo Bike Insurance is $16.99/mo.
Adaptive Para Bike Insurance is $16.99/mo.
Your Bicycle Insurance is $16.99/mo.
In the event of a bike accident loss occurrence, you are responsible for a $100 deductible.
How much does the bike insurance pay for Accidental Damage?
If an unexpected accident occurs, the BikeInsure insurance will pay the amount necessary to repair the insured bike, not to exceed the value of the bicycle and the stated limit of insurance.
However, suppose the insured bike is deemed a total loss and cannot be repaired, the bicycle insurance will pay the amount necessary to replace the enrolled bicycle or e-bike with a current market substantially similar like and quality bike less the per occurrence deductible, not exceeding the stated insurance limit.
BikeInsure physical damage coverage has a $10,000 per bike annual aggregate coverage limit and a $100 per occurrence deductible.
A cyclist involved in a bike accident with their bicycle insured shared, "I crashed my 2023 Specialized Tarmac SL8 while cycling with friends in Arizona. We hit a section of road scraped for construction work. Before I knew it, my wheels were swept out from beneath me, which destroyed my Roval Rapide CLX II carbon wheels, handlebars, shifters, saddle, and carbon saddle rails.
The only painless aspect of my crash was my claims experience with BikeInsure. The lady in claims guided me through making a claim, and I was paid $4,071.58, with only the bike accident deductible of $100 to pay.
I tell all my cycling friends that I have BikeInsure, I crashed, and the bike insurance works!"
A BikeInsure customer involved in a bike crash shared, "BikeInsure was the best $25 bucks I have ever spent."
The last thing I would have ever wanted was to have an accident. The last thing I would have ever wanted was to destroy a bike. But I race, I had a bike accident, and I destroyed the bicycle.
BikeInsure was the best $25 bucks I have ever spent.
Beyond the insurance claim, the best part about this whole experience has been your level of customer service. You have personally called after my signup, have followed up, been extremely professional, beyond friendly and genuinely cared about me as a person. That is unmatched anywhere else.
A USA Cycling Member who signed up for BikeInsure shared, "I was riding my 2018 Canyon Ultimate in California when I crashed after hitting a pothole. I took my bike to Summit Bicycle in Palo Alto for an evaluation. Luckily, I have BikeInsure! The bike shop gave me a written estimate for my bike insurance claim to fix the required handlebar and Shimano derailleur issues. The total damages, including parts, labor, and tax, amounted to $654.31.
Thanks to USA Cycling for offering BikeInsure, the bike shop fixed my Canyon, and I only had to pay the $100 bike insurance deductible."
Does BikeInsure offer Bike Theft Insurance?
Yes! BikeInsure offers customers the option to pay for theft protection along with bicycle damage coverage, or they can choose bicycle damage coverage only. When theft protection is selected, the policy covers the financial risk of theft for the insured equipment.
The optional Bicycle Theft Insurance is available for an additional $8 per month. When you select 'BikeCoverage + TheftProtect,' the annual aggregate limit of $10,000 is extended to cover your listed bicycle or eBike against accidental damage while riding or in transit, as well as theft.
In the event of bike theft loss, you are responsible for a $250 deductible.
How much will the Bike Theft Insurance pay if my bike is stolen?
If the enrolled bicycle or e-bike has optional Bike Theft Insurance coverage and is stolen, the insurance will pay the amount necessary to replace the bicycle, along with the listed non-stock attached accessories and components, with a current market substantially identical to the kind or quality bike, less the per-occurrence deductible, not to exceed the stated limit of insurance.
The optional Bike Theft Insurance has a $10,000 per bike annual aggregate limit and a $250 per occurrence deductible.
A cyclist whose electric bicycle was insured shared, "I became a victim of bike theft when my eBike got stolen!"
It sounds horrible, which it is, yet it was not all bad news because of BikeInsure. In my time of stress, BikeInsure calmly advised me to file my claim with a police report. Amazingly, shortly after submitting my claim, the claim administrator from Great American Insurance contacted me.
BikeInsure has got to be the best bike insurance around. Thank you for choosing Great American to underwrite the BikeInsure policy. BikeInsure is a great bicycle insurance product and an amazing service to cycling customers. I am forever grateful and will recommend BikeInsure to every bike owner I know.
A BikeInsure customer with optional theft insurance shared, "Had it not been for BikeInsure, I'd be screwed."
My BikeInsure'd bicycle was recently stolen when a thief violated my life and stole my bike, which had my prosthetic arm still attached to the handlebar while I was training for the Paralympics.
BikeInsure promptly paid me $10,000 just days after I filed my claim. The claims adjuster was kind and efficient. I was relieved and grateful for the quick and compassionate service I received from BikeInsure.
Is bicycle Transit coverage included in the bike insurance?
Yes, BikeInsure Transit is included in every bike insurance policy, covering your listed bicycle while in transit with you within the coverage territory.
Transit coverage includes the secure transportation of your insured bicycle or e-bike via car, bus, or train on land, as well as by ship over water and by airplane to your preferred destination. This coverage applies within the United States, its territories, such as Puerto Rico, and Canada.
Does the bicycle insurance cover bike Accessories?
Yes! Non-stock-attached bike accessories and components that are listed at enrollment or added to the policy via future policy endorsement requests will be covered and included in the bike's overall value.
Accessories include items such as bags, bottle cages, cameras, computers, lights, mounted pumps, and radar.
Components include but are not limited to, the groupset (gruppo), pedals, power meter, saddle, and wheelset.
After completing your quick sign-up process, watch for your BikeInsure plan policy. When you check the Equipment Schedule, you'll see that each accessory you listed on your application has been included in the corresponding bicycle definition.
Does my eBike need Bike Insurance?
Yes! Electric bikes need specialized insurance. The BikeInsure plan covers eBikes that meet the "3-Class eBike standards," which limit motor power to 750 watts.
Unlike homeowners' insurance policies, which typically exclude electric bikes because they are classified as motorized vehicles, BikeInsure offers comprehensive bike insurance specifically for the "3-Class eBike standards."
- Class 1: eBikes that are pedal-assist only, with no throttle, and have a maximum assisted speed of 20 mph.
- Class 2: eBikes that also have a maximum speed of 20 mph, but are throttle-assisted.
- Class 3: eBikes that are pedal-assist only, with no throttle, and a maximum assisted speed of 28 mph.
All classes limit the motor's power to 750 Watts.
Additionally, BikeInsure provides reimbursement for repairs to your eBike and its listed accessories due to accidental damage while riding. Coverage continues during the transit of the electric bicycle and extends to a stolen electric bike when optional eBike theft insurance is selected.
Click here to review the "Guide to America's Best eBike Insurance."
How much does eBike Theft Insurance cost?
BikeInsure offers eBike Theft Insurance for an additional $8 per month during sign-up. The optional bike theft insurance protects your equipment from the financial risks associated with eBike theft.
Customers have the option to pay $8 monthly for the eBike Theft Insurance in addition to bicycle damage coverage, or they can choose to have coverage for eBike damage only. When 'BikeCoverage + TheftProtect' is selected, then the annual aggregate limit of $10,000 is extended to cover your listed eBike against accidental damage while riding and in transit, as well as theft.
Who is the insurance company backing the BikeInsure policy?
The BikeInsure plan is administered by a licensed insurance producer, BikeInsure, the Official Bike Insurance provider of USA Cycling, International Mountain Bicycling Association (IMBA), and USA Triathlon.
The BikeInsure plan is underwritten by AM Best 'A+' (Superior) rated carrier Great American Insurance Company. (Rating affirmed December 11, 2024).
According to AM Best, "An 'A+' (Superior) grade is assigned to insurance companies that have superior ability to meet their financial obligations."
For over 150 years, Americans have trusted Great American Insurance to protect them and render best-in-class service.
Do I need Bike Insurance if I have Homeowners Insurance?
Yes! Insurance experts recommend homeowners view home insurance as protection against significant home losses rather than as coverage for items like bicycles, even with a scheduled insurance rider.
Bicycle and e-bike owners should obtain a separate bike insurance policy, like BikeInsure, to protect their valuable bikes against the costly financial risks associated with riding, transit, and theft that all bike owners in the United States face.
BICYCLES - While insuring your bike with your home insurance policy may not provide sufficient coverage due to personal property limits (for example, a $2,500 limit) and exclusions, it's crucial to consider what happens when a bicycle accident happens while riding or transit, or if theft occurs!
Why risk it? If a bicycle claim occurrence is covered by the homeowner's policy, even with a scheduled Rider for the bike, the costs associated with Homeowners or Renters insurance CLAIMS are:
- Premium Increases,
- Non-renewal: Cyclists refer to as Cancellation and
- CLUE Reports: Consumers Claim Information when underwriting or rating a home insurance policy, which can impact a homeowner's eligibility for coverage. Cyclists refer to the CLUE Report as UNinsurable with a Private Insurer!
Note: Scheduling a non-electric bicycle as a Rider on a home insurance policy may increase the bike's coverage limits and even lower the homeowner's insurance deductible for the scheduled bicycle. However, home insurance claims still jeopardize your homeowner's insurance policy because they lead to higher homeowners' premiums and non-renewal (cancellation) of the home insurance policy.
ELECTRIC BIKES - Homeowners' insurance policies often exclude e-bikes as homeowner's property that is not covered because e-bikes are classified as motorized vehicles.
BikeInsure is a cost-effective, standalone, primary insurance solution for your bicycle and electric bike. The BikeInsure smart alternative provides the protection you need without compromising your homeowner or renters insurance.
Click here to review the "Top 5 Benefits of Bike Insurance for Cyclists with Homeowners Insurance."
What types of bikes are covered by BikeInsure?
BikeInsure offers coverage for new or used bicycles, including human-powered pedal bikes, pedal-assist eBikes, and para-adaptive bikes. The types of bikes covered include e-bikes, road bikes, triathlon bikes, mountain bikes, gravel bikes, cyclocross bikes, fat bikes, trikes, e-trikes, recumbent bikes, recumbent trikes, electric recumbent trikes, elliptical bikes, and tandem bikes, as well as many types of para-adaptive bikes.
The BikeInsure Plan coverage is NOT limited to just two-wheeled bicycles.
Note: The BikeInsure plan covers pedal assist electric eBikes at no additional cost.
To view more bicycle types covered by our separate bike insurance, please visit the Customer Stories page on BikeInsure.
When does bike insurance cover my bicycle?
BikeInsure coverage applies on land and during transit within the coverage territory of the United States, its territories like Puerto Rico, and Canada.
Riding: The BikeInsure Plan provides reimbursement for repairs to your bicycle due to accidents when riding an insured bicycle.
Transit: BikeInsure includes transit coverage on every covered bike. Transit covers securely transporting the bicycle or e-bike on a car rack via land and by air when you fly to your favorite destination within the coverage territory.
Theft: The insurance extends to if the bike is stolen when optional bicycle theft insurance is selected.
What types of rides does the bicycle insurance cover?
BikeInsure covers rides from casual to competitive, on-road or off-road, solo or in a group, for commuting, charity events, gran fondos, triathlon, or cycling races.
As a cycling enthusiast, ensuring you have adequate bike insurance coverage is essential. With BikeInsure, you can have 'peace of mind' when riding!
Electric bike riders can sign up for their eBike under the BikeInsure policy at no additional cost!
Is bike insurance available for more than one bicycle?
Yes, a BikeInsure bike insurance policy can cover multiple bicycles, including e-bikes.
Each bike or eBike will have its corresponding premium and limit.
Click the "+ Add Another Bike" button on the 'Bike Information screen' to add more bikes during enrollment. The policy's total cost for all bicycles will appear as configured.
Bicycles and e-bikes can be added to an existing policy after the original policy is signed up for.
Does bike insurance cover a bike during Competitive Cycling?
Yes, Competitive Rides, including Triathlon, are covered as competing in competitive cycling events is accepted as normal bike use and is covered.
Great News for Triathletes and USA Triathlon Members! If you are a triathlete based in the US competing in the Ironman World Championship in Kona, Hawaii, or any other triathlon in the United States, you can enroll for BikeInsure. Train and compete with peace of mind, knowing that BikeInsure covers your triathlon bike and all non-stock-attached bicycle accessories from riding, transit, and theft risks.
BikeInsure is the Official Bike Insurance of USA Triathlon.
To learn more about Triathlon Bike Insurance, go-to "Unlock the Top 10 Reasons to get Triathlon Bike Insurance."
Will BikeInsure cover the bike of a professional cyclist?
Yes, the BikeInsure Plan covers the bike of a professional cyclist. However, it excludes charter, hire, lease, and other commercial uses.
Is the BikeInsure policy available throughout the United States?
Yes! The BikeInsure policy is available nationwide, having been filed and approved in all 50 states and Washington, DC.
The BikeInsure plan is available for sign-up by adults 18 years or older with a residential address in the United States. Once enrolled, the bicycles or e-bikes are covered when used by the insured or family members of the household.
Is my bike covered when I travel internationally?
The policy coverage territory only applies to loss while the insured bicycle equipment is within the United States of America, its territories and possessions like Puerto Rico, and Canada.
Are medical expenses resulting from a cycling accident covered?
No. The bicycle insurance covers only the enrolled bikes or e-bikes and non-stock accessories and components listed on the insured policy.
How do Bike Insurance vs On-the-Bike Injury Insurance differ?
Bike Insurance covers bikes against financial risks from riding, transit, and theft. On-Bike Injury Insurance reimburses out-of-pocket accident medical expenses.
BikeInsure solely offers Bike Insurance.
If you value the out-of-pocket accidental riding medical expense feature, you might find a suitable USA Cycling membership labeled RIDE+ or RACE+, which includes the 'On-the-Bike' Injury Insurance benefit.
Bike Insurance
Comprehensive bicycle coverage that requires cyclists to opt in for quick sign-up. BikeInsure protects your bicycle, e-bike, tricycle, or adaptive cycle and all listed non-stock attached accessories and components against financial risks associated with riding, transit, and theft. While it is true that cyclists likely have homeowner's or renter's insurance, experts advise homeowners to view a home insurance policy as catastrophic home loss protection rather than for personal items like bicycles. Even with a 'Scheduled Insurance Rider' for your bikes, making claims on your homeowner's insurance can lead to significantly higher premiums and increase the risk of your policy not being renewed.
The best way to insure a bike or ebike is to enroll in separate bike insurance, such as BikeInsure. One of its best features is that filing a claim with BikeInsure does not affect your other insurance policies. This means you can fully protect your bike while safeguarding your homeowner's insurance — a true win-win!
On-the-Bike Injury Insurance
Out-of-pocket medical expenses resulting from a cycling accident are often beyond the scope of healthcare insurance because deductibles and out-of-pocket limits the insured is responsible for are usually relatively high.
Here is an example of how the 'On-the-Bike' Injury Insurance works. Blue Cross Blue Shield, the healthcare provider, processed a cycling accident injury claim. The healthcare provider covered $9,185.80 of the total charges, which amounted to $12,525.69. The hospital sent an invoice to the insured indicating that the total patient responsibility is $3,128.47.
The 'patient responsibility' amount, which refers to the out-of-pocket medical expenses, is eligible for reimbursement under the "On-the-Bike Injury Insurance" benefit if you have an active RIDE+ or RACE+ USA Cycling membership at the time of a cycling accident.
What is the bike insurance age requirement?
The BikeInsure plan is available for sign-up by adults 18 years or older. Once enrolled, the bicycles or e-bikes are covered when used by the insured or family members of the household.
How long is the BikeInsure policy term?
The bicycle insurance policy is for a one-year term to cover enrolled bicycles or e-bikes, as unexpected bicycling accidents or thefts may occur anytime during the year. The policy is unavailable for short-term insurance intentions.
BikeInsure has made it easy for customers to maintain their one-year bicycle insurance policy with monthly credit card payments that have no additional fees. Your installment premium will be charged in accordance with the terms of the annual policy.
Policies will automatically renew for additional one-year terms so long as the policyholder continues to meet the insurer’s underwriting guidelines and standards.
Is it possible to cancel the BikeInsure plan?
BikeInsure understands the importance of financial flexibility for cyclists and offers an affordable annual insurance policy with convenient monthly installments. Although BikeInsure is unavailable for short-term insurance and may not be paused during the term, canceling the policy is hassle-free. Use the contact form to request coverage cancellation. Your cancellation will be effective on your next monthly invoice date.
How do I submit a bike insurance claim?
Filing a bicycle insurance claim is easy. First, log in to securely access your account via the 'Claims' button at BikeInsure.com and click on the link to 'Start A Claim.' From there, you provide a few details about the loss and can upload pictures of the damage. Then, follow the instructions for 'Claims.'
How quickly can a bike insurance claim be paid?
We understand you want to return to riding as soon as possible. We assure you that we will work with you to resolve your claim in a timely manner. Once we verify the eligibility and damages of your claim, you can expect to receive your claim payments within 30 days. Please note that, on average, we have been able to resolve claims within seven days.
Bicycle Warranty vs Bike Insurance: Is there a difference?
A Bicycle WARRANTY promises what to expect from the manufacturer, whereas Bike INSURANCE guarantees to cover the financial risks of unexpected events.
A warranty for a bicycle or e-bike is a promise made by the manufacturer or a similar party to ensure the quality of their product. It guarantees the quality of its product and outlines the conditions for repairs, refunds, or exchanges if the product doesn't function as intended. This knowledge empowers consumers to ensure that the bicycle goods they purchase meet the advertised standards.
Bicycle insurance is a separate opt-in policy intended to help cyclists manage the financial risks of their bike or e-bike and all attached non-stock accessories and components listed on the policy. Its purpose is to provide coverage against the risk of sudden and accidental direct physical loss to insured equipment caused by riding or transit accidents. In addition, bicycle insurance can cover theft if the bike or e-bike is stolen.
If your e-bike battery malfunctions, it is considered a warranty issue. However, if you have BikeInsure insurance and crash the e-bike that damages the expensive battery, it will be covered under your bicycle insurance policy.
Moreover, the warranty is not applicable if your eBike is secured and stolen. However, it will be covered under your bicycle insurance policy if you have BikeInsure Theft Protection.
Is there a bike insurance discount for USA Cycling members?
Yes! BikeInsure, the Official Bike Insurance provider of USA Cycling, offers members a discounted rate at sign-up.
As a USA Cycling member, you can opt for separate bike insurance at USACinsure.com to protect your new or used bikes and e-bikes against the risks of riding, transit, and theft that all bike owners face.
WHY BIKE INSURANCE IS A MUST-HAVE FOR EVERY BIKE & E-BIKE OWNER
Video Review of BikeInsure, USA Cycling's Official Bike Insurance.
“As the official bike insurance provider of USA Cycling, BikeInsure brings a wealth of expertise and experience in safeguarding bicycles against theft, damage, and accidents. This partnership aligns perfectly with our mission to support and enhance the cycling experience for riders of all levels across the nation," said Eric Bennett, Director of Membership at USA Cycling. "Through our partnership with BikeInsure, we aim to provide riders across the United States with the peace of mind they deserve, ensuring that they can ride and race with confidence, knowing their bikes are protected."
Log in to your USA Cycling member account to start the sign-up process and Get BikeInsure.
Is there a bike insurance discount available for IMBA members?
Yes! BikeInsure, the Official Mountain Bike Insurance provider of the International Mountain Bicycling Association, offers IMBA members a discounted rate at sign-up.
You can SIGN UP with BikeInsure now and quickly protect your beloved bikes at IMBAinsure.com. Having BikeInsure will give you 'peace of mind' and contribute to IMBA's sustainability. IMBA members who have signed up at the BikeInsure website have said, 'The enrollment process is easy!'
Anthony Duncan, Director of IMBA Local, stated in an Official Mountain Bicycle Insurance Press Release, "BikeInsure makes it easy for our members to protect their mountain bikes, including e-bikes, from theft, transit damage, and even accidents that may occur while riding. Knowing many of our members travel for destination riding, and regularly transport their bikes to trailheads in their local and regional communities, IMBA members will be stoked to have BikeInsure's Transit Protection included when they sign up."
Video Review of BikeInsure, IMBA Official Mountain Bike Insurance.
To enroll, visit your IMBA Member Benefits and log in to your IMBA account to start the sign-up process and enjoy 'peace of mind' with BikeInsure coverage.. It takes only two minutes.
Is there a bike insurance discount for USA Triathlon members?
Yes! We are thrilled to offer each USA Triathlon member BikeInsure at USATinsure.com. At the special USAT discount rate, this bike insurance provides comprehensive bicycle coverage, including all expensive attached accessories and components, without affecting any other policy when filing a claim. BikeInsure it, then enjoy the triathlon Ride!
USA Triathlon shared, "Our partnership with BikeInsure aims to reduce the financial risk of owning a triathlon bike through bike insurance. Members who enroll with BikeInsure will receive coverage for their bikes, offering them the 'peace of mind' that comes with knowing that they're only a small BikeInsure deductible away from getting back on the road in case of a bike accident or theft, and will allow our members to fully enjoy their triathlon pursuits."
Why Bike Insurance is a Must-Have for Every Bike & Para-Adaptive Cycle Owner
Video Review of BikeInsure, USA Triathlon's Official Bike Insurance.
Buzzy Cohn, CEO of BikeInsure, indicated, "A bike is insured when it's BikeInsure'd. Unlike homeowners' insurance, which primarily covers catastrophic home losses and does not provide sufficient coverage for triathlon bikes, even with a home insurance scheduled rider, triathletes prefer BikeInsure as the better option.
Do Adventure Cycling members get a bike insurance discount?
Yes! BikeInsure, the Official Adventure Bike Insurance provider of the Adventure Cycling Association, offers a members a discounted rate at SIGN UP.
Adventure Cycling members may access a discounted bike insurance rate with America's Best Adventure Bike Insurance to protect their bicycles and e-bikes from transit, theft, and riding risks.
"We are excited that Adventure Cyclists can travel by bicycle worry-free from financial loss due to bike accidents and theft with our BikeInsure partnership," said Maxton Caplanides, Director of Development & Membership at Adventure Cycling Association. "When our supporters pedal out on a bike adventure, whether they are riding across the country or exploring close to home, they are often doing so with bikes and equipment that would cause undue hardship to replace due to an accident or theft. BikeInsure's commitment to providing comprehensive coverage for bicycles and e-bikes aligns with our work to help people feel empowered to venture out into the world by bike and takes one major source of anxiety out of the equation."
Do League of American Bicyclists members get a discount?
Yes! BikeInsure, the Official Bike Insurance provider of the League of American Bicyclists, offers a members a discounted rate at SIGN UP.
Bike League shared, "This partnership with BikeInsure emphasizes the importance of protecting bicycles and electric bikes, which are essential transportation and recreation tools, through a separate bike insurance policy. League members can now access a discounted rate benefit with BikeInsure to protect their bicycles and e-bikes against riding, transit, and theft risks."
Visit your Bike League Member Benefits and log into your League account to start the sign-up process and enjoy 'peace of mind' with BikeInsure coverage.
"Bike issues are never fun. But there's good news for our League Members. BikeInsure, a trusted and reliable bike insurance provider, will offer affordable bicycle insurance solutions to members while supporting the organization's cause," said Kevin Dekkinga, Director of Membership and Development at the League of American Bicyclists. "With BikeInsure, you can protect your bicycle or e-bike and enjoy the 'peace of mind' that comes with knowing that you're only a $100 deductible from getting back on the road if a bike crash happens. This partnership is a win-win for both members and the organization."
Do Bicycle Colorado members get a BikeInsure discount?
Yes! BikeInsure, the Official Bike Insurance provider of Bicycle Colorado, offers members a discounted rate at SIGN UP.
Signing up with BikeInsure is a breeze, allowing you to quickly protect your beloved bikes. This straightforward enrollment gives you 'peace of mind' and contributes to Bicycle Colorado's sustainability.
To enroll, visit the Bicycle Colorado Member Benefits and scroll down under Miscellaneous to start the sign-up process for BikeInsure coverage.
The BikeInsure sign-up is easy and it takes only two minutes.
Did SORBA Secure BikeInsure as Official Mountain Bike Insurance?
Yes! The Southern Off-Road Bicycle Association (SORBA) selected BikeInsure as our Official Mountain Bike Insurance provider. This partnership brings affordable, opt-in bicycle insurance to SORBA members and offers a member discounted rate at SORBAinsure.com.
SORBA shared, "We are excited to partner with BikeInsure, which provides a great product at a reasonable price. One of the largest investments riders will make is their bike. Having the peace of mind that your investment is safe during transport to and from the trailhead, from bike thieves, and even when you crash while out on a ride. I believe this is a great benefit for our members, and we are excited to partner with BikeInsure to keep you riding the trails you love."
Is an Ironman World Champion a BikeInsure Ambassador?
Yes! BikeInsure, the Official Bike Insurance of USA Triathlon, is thrilled to collaborate with Leanda Cave, an IRONMAN World Champion Triathlete, as a brand ambassador. With her extensive experience and expertise in the sport, Leanda will play a vital role in enhancing awareness of BikeInsure's industry-leading bicycle insurance offerings within the triathlon market.
Leanda Cave shared, "I have known BikeInsure for many years and initially spoke with CEO Buzzy Cohn when he developed the bike insurance product in response to an expensive bicycle accident he experienced. At that time, I had just received a Home Insurance Cancellation notice labeled 'Homeowners Insurance Notice of Non-Renewal. YOUR INSURANCE COVERAGE WILL TERMINATE.' I had two home insurance claims, one was a minor water leak that damaged a floor in my Florida condominium, and the other was bike related. Although my homeowner's insurance seemed effective at first because I received the necessary checks for the damages, it was later canceled, which made it challenging to find alternative homeowner's insurance. When I learned that BikeInsure offered a separate bike insurance policy from homeowner's specifically to insure bicycle equipment, that would not affect my homeowner's policy in the event of a claim, I realized BikeInsure had a simple solution for insuring all valued bikes across the United States."
For each enrollment through Leanda's BYKinsure.com sign-up page, a $5 donation will be made to the Dolphins Cancer Challenge, which benefits the Sylvester Comprehensive Cancer Center at the University of Miami Health System.
Is there a Policy Sample of the BikeInsure plan?
Yes! Please click Specimen Policy Sample to review.
BikeInsure has a simple two-minute sign-up via computer or smartphone.
Top 10 Bicycle Insurance Highlights of BikeInsure Sign-Up:
- For a nominal $16.99 monthly recurring credit card charge, the bike or eBicycle is insured.
- Optional Bike Theft Insurance may be added for $8 monthly.
- New and used bicycles or eBikes are eligible.
- Multiple bikes or eBicycles may be enrolled.
- Bicycle Insurance Coverage is application only.
- No credit reports are required.
- No social security numbers are requested.
- No credit-based insurance scores are necessary.
- No additional underwriting requirements.
- The BikeInsure plan is underwritten by AM Best ‘A+’ (Superior) Great American Insurance Company. For over 150 years, Americans have trusted Great American Insurance to protect them and render best-in-class service.
What forms of payment does BikeInsure accept?
BikeInsure accepts all major credit cards, including Visa, Mastercard, American Express, and Discover, as well as debit cards at checkout.
We use Stripe as the secure payment gateway service utilized for electronic payments. Stripe is certified to the highest compliance PCI Service Provider Level 1 standards. This is the most stringent level of certification available in the payments industry.
Is the BikeInsure.com website secure?
Yes. For your protection, the BikeInsure.com website utilizes secure Information Technology infrastructure services by Amazon Web Services (AWS), the leading provider of online host services. AWS provides the same secure solution to BikeInsure, designed and managed in alignment with best security practices and various Information Technology security standards, as it does to 80% of Fortune 500 companies.
We use Stripe as the secure payment gateway service for electronic credit card payments. Stripe is certified to the highest compliance PCI Service Provider Level 1 standards. PCI Level 1 is the most stringent level of certification available in the payments industry.
How do I sign up for BikeInsure?
BikeInsure sign-up is simple. Click Get BikeInsure for coverage.
