Enjoy the ride.Get Coverage
Enjoy the ride.Get Coverage
The BikeInsure Advantage
Our premium nationwide coverage includes:
Gravel • eBike • Fat
Cyclocross • Tandem
Road to Off-Road • Gran Fondo
Individual to Group • Commuter
Bottle Cages • Mounted Pump
Lights • Seat Bag
What is BikeInsure?
BikeInsure is a specialty insurance agency that offers cyclists affordable bicycle coverage in the United States. BikeInsure developed a process that allows a cyclist to obtain physical damage insurance for a bicycle as easily as it was to get for your smartphone, all from the BikeInsure.com website.
Licensed insurance producer BikeInsure is administering the insurance plan, underwritten by carrier Great American Insurance Company, rated "A+" (Superior) by AM Best, an authorized insurer in all 50 states and Washington DC. For 150 years, Americans have trusted Great American Insurance Company to protect them and render best-in-class service.
How much does a BikeInsure plan cost?
The comprehensive bicycle insurance plan with up to $10,000 in coverage per bicycle can be purchased for as little as $16.99 per month. In the event of a bike accident loss occurrence, you are responsible for a $100 deductible.
BikeInsure Comprehensive Bicycle Coverage = $16.99/mo.
- Road Bike Insurance is $16.99/mo.
- eBike Insurance is $16.99/mo.
- Triathlon Bike Insurance is $16.99/mo.
- Mountain Bike Insurance is $16.99/mo.
- Gravel Bike Insurance is $16.99/mo.
- Fat Bike Insurance is $16.99/mo.
- Cyclocross Bike Insurance is $16.99/mo.
- Cargo Bike Insurance is $16.99/mo.
- Your Bicycle Insurance is $16.99/mo.
Does BikeInsure offer theft if my bike is stolen?
Yes! Optional bike theft insurance, with up to $10,000 in protection per bicycle, is an additional $8 monthly. In the event of a theft loss occurrence, you are responsible for a $250 deductible.
Likewise, ebike theft insurance is optionally available with any ebike coverage enrollment.
When is my bike covered?
The BikeInsure solution reimburses you for repairs to your bicycle due to accidents when riding an insured new or used bicycle powered by human pedaling on land within the United States, its territories and possessions, Puerto Rico, and Canada.
Coverage is also provided during transit of the scheduled bike.
The insurance extends to if the bike is stolen when optional bicycle theft insurance is selected.
Who is the insurance company backing the Bicycle Coverage?
The BikeInsure plan is administered by a licensed insurance producer BikeInsure and is underwritten by AM Best ‘A+’ (Superior) rated carriers Great American Insurance Company and Great American Spirit Insurance Company. According to AM Best “An ‘A+’ (Superior) grade is assigned to insurance companies that have superior ability to meet their financial obligations.” For 150 years, Americans have trusted Great American Insurance Group to protect them and render best-in-class service.