Enjoy the ride.
You're covered.

Get Coverage

Enjoy the ride.
You’re covered.

Get Coverage

The BikeInsure Advantage

Our premium nationwide coverage includes:

A ventum bike

BIKES

Road • Triathlon • Mountain
Gravel • eBike • Fat
Cyclocross • Tandem
A rider going through a mud puddle

RIDES

Casual to Competitive • Triathlon
Road to Off-Road • Gran Fondo
Individual to Group • Commuter
A garmin device mounted on a bike handlebar

ACCESSORIES

Computers • Cameras
Bottle Cages • Mounted Pump
Lights • Seat Bag

BikeCoverage

$16.99

/mo.
Coverage Highlights
Bike
Accessories
Transit
The TheftProtect icon
with optional
TheftProtect
+ $8/mo.
Get Coverage
A female triathalete on a bikeA mountain bike riderA woman riding casually with a yoga mat
FAQ

Get Answers

What is BikeInsure?
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BikeInsure is a specialty insurance agency dedicated to offering cyclists in the United States affordable bicycle coverage. BikeInsure developed a process that allows a cyclist to obtain physical damage insurance for a bicycle as easily as it was to get for your smartphone, all from the BikeInsure.com website.

Licensed insurance producer BikeInsure is administering the insurance plan, underwritten by carrier Great American Insurance Company, rated "A+" (Superior) by AM Best, an authorized insurer in all 50 states and Washington DC. For 150 years, Americans have trusted Great American Insurance Company to protect them and render best-in-class service.

Great American Insurance Tower | Great American Ball Park | Cincinnati, Ohio
How much does a BikeInsure plan cost?
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Our comprehensive bicycle insurance plan with up to $10,000 in coverage per bicycle can be purchased for as little as $16.99 per month. In the event of a loss occurrence, you are responsible for a $100 deductible.

Does BikeInsure offer theft if my bike is stolen?
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Yes! Optional theft insurance, with up to $10,000 in protection per bicycle, is an additional $8 monthly. In the event of a loss occurrence, you are responsible for a $250 deductible.

When is my bike covered?
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The BikeInsure solution reimburses you for repairs to your bicycle due to accidents when riding an insured new or used bicycle powered by human pedaling on land within the United States, its territories and possessions, Puerto Rico, and Canada.

Coverage is also provided during transit of the scheduled bike.

The insurance extends to if the bike is stolen when optional theft protection is selected.

Who is the insurance company backing the Bicycle Coverage?
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The BikeInsure plan is administered by a licensed insurance producer BikeInsure and is underwritten by AM Best ‘A+’ (Superior) rated carriers Great American Insurance Company and Great American Spirit Insurance Company. According to AM Best “An ‘A+’ (Superior) grade is assigned to insurance companies that have superior ability to meet their financial obligations.” For 150 years, Americans have trusted Great American Insurance Group to protect them and render best-in-class service.

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