America’s best standardized BIKE INSURANCE

"USA Cycling has partnered with BikeInsure through 2026, a bicycle insurance company that shares our commitment to promoting the crucial 'need' of protecting bicycles with its specialty bike insurance policy. BikeInsure, the official bike insurance provider of USA Cycling, is a bicycle insurance company with a wealth of expertise and experience that shares its dedication to promoting the importance of protecting bicycles and eBikes from theft, damage, and accidents."
"BikeInsure makes it easy for our members to protect their mountain bikes, including e-bikes, from theft, transit damage, and even accidents that may occur while riding. Knowing many of our members travel for destination riding, and regularly transport their bikes to trailheads in their local and regional communities, IMBA members will be stoked to have BikeInsure's Transit Protection included when they sign up."
"The League of American Bicyclists Celebrates BikeInsure as Official Bike Insurance Partner. With BikeInsure, you can protect your bicycle or e-bike and enjoy the 'peace of mind' that comes with knowing that you're only a $100 deductible from getting back on the road if a bike crash happens."
"USA Cycling has partnered with BikeInsure through 2026, a bicycle insurance company that shares our commitment to promoting the crucial 'need' of protecting bicycles with its specialty bike insurance policy. BikeInsure, the official bike insurance provider of USA Cycling, is a bicycle insurance company with a wealth of expertise and experience that shares its dedication to promoting the importance of protecting bicycles and eBikes from theft, damage, and accidents."
"BikeInsure makes it easy for our members to protect their mountain bikes, including e-bikes, from theft, transit damage, and even accidents that may occur while riding. Knowing many of our members travel for destination riding, and regularly transport their bikes to trailheads in their local and regional communities, IMBA members will be stoked to have BikeInsure's Transit Protection included when they sign up."
"This ain't your grandma's insurance. While others focus on your home's meltdown, we're here for your two-wheeled love. BikeInsure's got the lowdown on all bikes, especially those gritty gravel machines. Forget the fine print – they cover everything, from your custom accessories to that rad component upgrade you just had to have."
"The League of American Bicyclists Celebrates BikeInsure as Official Bike Insurance Partner. With BikeInsure, you can protect your bicycle or e-bike and enjoy the 'peace of mind' that comes with knowing that you're only a $100 deductible from getting back on the road if a bike crash happens."
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Trek Speed Concept

I had an unfortunate accident during a group bike ride. As a result of the collision, my bike's fork, wheel, and rotor were damaged, and my pride was hurt.

I had a fantastic experience with BikeInsure. They promptly helped me repair my bicycle at the bike shop of my choice. Not only that, but I received an insurance check for $2,125.94 in just ten days, which exceeded my expectations. Their service is truly impressive, and my bike appears as good as new.

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Specialized Tarmac

My wife had a bike accident, leaving her Trek Domane bicycle with a cracked carbon frame. We live in California, where several Insurance Carriers have stopped selling new home insurance policies. As a result, although our Farmers insurance may have covered the claim, we realized that doing so, as our agent agreed, could cancel our homeowner's insurance policy. Therefore, we paid out-of-pocket to replace my wife's bicycle and decided to get a separate bike insurance policy for my Specialized and her Trek.

Our lesson learned was our homeowner's insurance policy could not cover our bikes, and that realization cost us a lot of money. We confidently chose BikeInsure because it is the only bicycle insurance company endorsed by USA Cycling.

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Pinarello Dogma

Had it not been for BikeInsure, I'd be screwed.

My BikeInsure'd bicycle was recently stolen when a thief violated my life and stole my bike, which had my prosthetic arm still attached to the handlebar while I was training for the Paralympics.

BikeInsure promptly paid me $10,000 just days after I filed my claim. The claims adjuster was kind and efficient. I was relieved and grateful for the quick and compassionate service I received from BikeInsure.

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Specialized Levo Comp

I had a difficult time finding insurance that would cover my E-Bike. I thought my homeowners would cover any loss or theft, but to my surprise, they denied coverage in all capacities.

At the beginning of my search, I found other online bike-specific insurance too costly. Then, I came across BikeInsure and decided to give them a call. I spoke with the BikeInsure CEO for quite some time. He was very helpful in explaining to me in great detail the ins and outs of insurance, especially for bicycles. The process was simple, and I found the amount of coverage and the monthly cost to be of good value. I feel secure knowing I have a great policy to protect my much-loved E-bike!

Thanks, BikeInsure, for providing a great product!

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Trek Emonda

A few months ago, my wife's TREK bicycle got destroyed in a cycling accident. We contacted Farmers to process the claim on our home insurance policy, but they informed us that our homeowner's insurance likely would be canceled if we proceeded with the claim. So, we decided instead to use TREK's Crash Replacement Discount Program, which gave us a 20% discount on a new TREK bike.

We ordered a new bike from the Project One department with a custom tie-dye paint scheme. Once we received it, we insured it with BikeInsure to protect ourselves from future financial burdens. Now, if any accident happens, we'll only have to pay a $100 deductible instead of the thousands it costs to replace a nice bike. We found the right bike insurance solution with BikeInsure through USA Cycling. Now, our bicycles are insured, and our homeowner's insurance will remain unaffected by our bikes.

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Fizzari Wire Peak

I went through my Allstate Homeowners Insurance Policy for bike coverage in California with my insurance agent. I discovered that it does not protect the theft of my bicycle if it gets stolen away from my residence.

We looked further into the Allstate coverage of an electric bike because I own a Mountain eBike, and we found the Allstate policy excludes eBikes, "Property we do not cover," is "Motorized land vehicles, including, but not limited to, any land vehicle powered or assisted by a motor or engine."

BikeInsure is the ideal eBike insurance solution.

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Canyon Aeroad

I'm from the U.K., so when I bought my Aeroad bike online in the U.S., Canyon did not offer bike insurance to me. Therefore, USA Cycling was my go-to resource. I was impressed to find out that USA Cycling had partnered with BikeInsure, which provides insurance for the BIKE.

Canyon deeply needs a BikeInsure partnership like USA Cycling. In the U.S., cyclists think their home insurance covers their bike, but it is NOT. I am so happy I found BikeInsure because 'peace of mind' means everything when owning a nice bike. Canyon urgently needs to revamp its site to include BikeInsure in the purchase process. We are spending all this lovely money on a bicycle, so who wouldn't spend under a buck a day to insure it as soon as they receive it?

BikeInsure is a great product.

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Specialized Turbo Vado

I became a victim of bike theft when my eBike got stolen! It sounds horrible, which it is, yet it was not all bad news because of BikeInsure. In my time of stress, BikeInsure calmly advised me to file my claim with a police report. Amazingly, shortly after submitting my claim, the claim administrator from Great American Insurance contacted me.

BikeInsure has got to be the best bike insurance around. Thank you for choosing Great American to underwrite the BikeInsure policy. BikeInsure is a great bicycle insurance product and an amazing service to cycling customers. I am forever grateful and will recommend BikeInsure to every bike owner I know.

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CoMotion Cascadia

I recently moved to Oregon from California and work for a school district. However, I became aware of bike theft issues in the area, which made me nervous about riding my Co-Motion Cascadia Bicycle to work. That feeling changed when I signed up with BikeInsure.

I received an email from the League of American Bicyclists, of which I have been a member for a dozen years, announcing a Membership Exclusive! The League introduced me to BikeInsure, and now I have a bike insurance policy that covers my favorite bicycle for any potential cycling accidents or theft.

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Colnago C68

Although my racing days are long behind me, I have kept my USA Cycling Membership. To celebrate my 60th birthday, I recently went on a bike tour and started participating in Gran Fondos.

When I visited the USA Cycling website to find a provider for bicycle insurance, I came across BikeInsure. I clicked the link and signed up promptly, and 30 seconds later, I received a welcome call from the BikeInsure CEO. It was great to hear that my bicycle insurance for my Colnago bike also covers my Campagnolo Super Record EPS and BORA Carbon Wheelset.

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Specialized Tarmac

My wife came across BikeInsure after I purchased a new Specialized Road Bike. Our home insurance agent advised us to obtain a separate bike insurance policy to protect our bike in case of any damage or theft. Our home insurance agent warned us that filing a claim on our home policy would skyrocket our premium, and multiple claims would put our homeowner's insurance in jeopardy of cancellation.

Therefore, we decided to insure my Tarmac SL8, Roval Rapide Wheelset, and other bicycle accessories with BikeInsure. Knowing that BikeInsure is the official insurance partner of USA Cycling reassured us of our decision.

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Factor Ostro

I'm a USA Cycling member and value having BikeInsure. I participate in road and gravel races and Gran Fondos nationwide. My Cervelo R5, Cervelo Aspero, and Factor Ostro VAM are all on a BikeInsure policy. 

I frequently travel with my bike and take extra precautions to pack it securely, but I still appreciate the inclusive transit coverage provided by BikeInsure.

I highly recommend BikeInsure for insuring my bicycles because it helps me focus on training and racing without worrying about their expensive risk exposure.

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Orbea Rise

I've been looking at bike insurance companies, including my homeowners. It didn't take much research to go with BikeInsure. They have great coverage backed by Great American Insurance. They partner with USA Cycling.

I was surprised they cover all your accessories, between bars, saddles, and a Garmin that adds up quickly. I hope my Orbea Rise H10 does not get stolen or wrecked, but if it does, I know my $5,000 eBike investment has BikeInsure Coverage for $25/month. Happy Trails.

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Trek Madone

When I got into cycling, I was surprised by the high cost of bicycles. Before discovering BikeInsure, I had a mishap during a leisurely Sunday ride where I failed to unclip from my TREK Madone and broke my Campagnolo Rear Derailleur. It cost me over $700 to replace it at my favorite bike shop.

Fortunately, I have been a loyal BikeInsure customer for quite some time now. In case of future mishaps, my Madone is BikeInsure'd. It's remarkable that I only pay $16.99 monthly, knowing if any future accidents occur to my bike, it's only a $100 deductible to get it back on the road as good as new.

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Santa Cruz Hightower

I've been researching bike insurance for a while as I recently bought a new Santa Cruz Hightower Mountain Bike. While I knew that my homeowner's insurance wouldn't be enough to cover it, I wanted to make sure I found the best bike insurance policy for my needs.

After comparing various companies, I was most impressed by BikeInsure, especially when I discovered that it was the Official Mountain Bike Insurance of IMBA, which I am a member of. Signing up for BikeInsure was straightforward, and I am confident in my decision to invest in their insurance policy.

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Canyon Endurace

I unboxed my Canyon Endurace, attached the pedals, and realized I still needed to insure it. I live in California and know that if anything happens to my bike, I won't be able to recover the loss with homeowner's insurance.

Since bike insurance was not an option at Canyon.com, I checked usacycling.com and found they had partnered with BikeInsure, which now provides excellent coverage for my road bike.

Canyon should also have bike insurance on its website, like USAC, to complete the bike purchasing process. It's already 2024, and it seems unlikely that any cyclist would purchase a bike without getting bicycle insurance.

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Factor Vista

I came across BikeInsure via USA Cycling and switched my bicycle insurance to them. Even though I had been using my Liberty Mutual homeowners insurance, paying additionally for my bikes listed as Scheduled Personal Property before, I found that BikeInsure offered more comprehensive coverage, a lower deductible, and a more affordable rate.

I received a call to welcome me from BikeInsure, and they were so helpful! Hearing that getting a separate bike insurance policy was the best way to insure my bicycle made a lot of sense. The brilliant part is, if I ever need to file a claim on my Factor Vista through BikeInsure, it won't affect my home insurance policy at all! 

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Trek Emonda

A few days after insuring my Factor bicycle with BikeInsure, I added my Trek Emonda SLR7 to a policy for 'peace of mind' coverage of both bikes.

I now have a Liberty Mutual Home Insurance Policy for my house and a BikeInsure Policy for my bikes! This way, I can protect my bikes with BikeInsure while safeguarding my homeowner's insurance because making multiple claims on my home policy could cancel my home insurance.

Even if you have homeowner's insurance, it's worth getting BikeInsure for your bike!

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Specialized Turbo Tero

I highly recommend getting your bike insured with Bikeinsure!

Buzzy, the BikeInsure CEO, was a pleasure to work with - very hands-on. He provided me with excellent customer service.

I feel confident that if I experience damage to or a loss of my bike that I will be covered with Bikeinsure!

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Specialized Tarmac

The last thing I would have ever wanted was to have an accident. The last thing I would have ever wanted was to destroy a bike. But I race, I had a bike accident, and I destroyed the bicycle.

BikeInsure was the best $25 bucks I have ever spent. 

Beyond the insurance claim, the best part about this whole experience has been your level of customer service. You have personally called after my signup, have followed up, been extremely professional, beyond friendly and genuinely cared about me as a person. That is unmatched anywhere else.

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Cannondale Supersix

I've been a Velosurance customer for my Canyon Bike, and when I wanted to get coverage for my new Cannondale Supersix, Velosurance quoted me over $700 per year. I thought that was ridiculous, so I searched Google for bike insurance on my phone and came across BikeInsure. I checked BikeInsure's FAQ to confirm it was right for me and then signed up! Even on my mobile phone, the sign-up process was super easy.

Soon after, I received a welcoming call from BikeInsure. I'm glad I found BikeInsure, which costs me $16.99/mo for complete coverage of my bike and all its accessories. My next step is adding my Canyon bike with BikeInsure coverage, just as I did for my Cannondale.

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Salsa Warroad

Here is a picture of the bike on my favorite trail in the Santa Cruz Mountains. Like with the policy itself, you've made this process seamlessly easy!

BikeInsure has been incredibly helpful in defining the wording of my coverage and how it pertains to my custom-built Salsa Warroad. My BikeInsure policy clearly shows on the 'Equipment Schedule' page that my bike, which includes 18 non-stock accessories and components, has my desired comprehensive insurance coverage. BikeInsure allows me to insure the unique DNA of my Salsa bicycle for just $16.99 per month. I am grateful for this policy's clarity, coverage, and peace of mind.

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Enve Melee

When I shared my worries about bike theft with my cycling teammate in Washington, DC, he recommended that I sign up for BikeInsure, an insurance he uses for his bike.

While I had used a different bike insurance provider in the past that I wasn't satisfied with, I was grateful for the suggestion and decided to give BikeInsure a chance. Not only does it offer excellent coverage, but the pricing is also quite reasonable.

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Pinarello Dogma

As a USA Cycling member, I came across BikeInsure through an interesting USA Cycling Instagram post. I was excited to find out about the BikeInsure reasonably-priced bike insurance for my Pinarello Dogma, which is insurance for accidents and theft.

Additionally, I plan to purchase a new carbon wheelset soon, and BikeInsure's CEO suggested during my welcome call that it can be added to my policy at no extra cost.

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Catrike Dumont

I did not want to leave my CatTrike ebike out of my sight. Although I still may not, I feel better now that I have BikeInsure insurance coverage.

Our homeowner's insurance doesn't cover E-bikes, and my agent offered me insurance, but it was just for a motorized vehicle, and the price per month was ridiculous.

I asked the manager at Y-Not Cycling for advice on where to insure my electric bike. He said he was about to read an article on insurance for EBikes, and he'll send me the info later so I can check it out. My bike is now insured wherever I go, even when locked to my RV. Thanks to BikeInsure, winter trips to Gulf Shores, Alabama, will be more enjoyable with my Catrike.

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Trek Rail

While browsing a bike shop website, I stumbled upon BikeInsure. As a proud owner of two electric mountain bikes - the Specialized Turbo Levo Comp Carbon and Trek Rail 9.9 - that cost me around $17,000, I was concerned that my homeowner's insurance policy did not cover eBikes.

To my delight, BikeInsure offers my desired insurance coverage for eBikes, which was a great relief for me and other owners who have spent a lot of money on their electric bikes. I was impressed with how easy it was to sign up for my two eMountain bikes in the BikeInsure program. Moreover, their customer service follow-up was outstanding. I highly recommend BikeInsure to my cycling friends.

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Specialized Aethos

After experiencing a cracked frame with my previous Specialized Tarmac bike, my wife suggested I get insurance for my new Specialized Aethos bicycle. I went to Facebook, and it probably heard my wife say bike insurance, and the first thing to pop up was BikeInsure.

The BikeInsure affiliation with USA Cycling was impressive, so I felt secure signing up. Although I hope never to use it, I now have coverage for my new bike, which provides me with peace of mind.

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Mondraker Raze R

Thanks to IMBA, I signed up for mountain bike insurance. It's fantastic that my Mondraker Raze R, a high-performance mountain bike from Spain, is BikeInsure'd for $16 bucks monthly.

Just before I signed up for the bicycle insurance, I had an accident that busted-up a wheel that cost me over $600 to replace. But now that I have BikeInsure, I can get back on the trails by paying just a $100 deductible if such an accident happens again.

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Look 795 Blade

I own a one-of-a-kind LOOK 795 Blade RS and wanted to insure it. I searched online and found BikeInsure, Hawaii's only bike insurance provider. Even though it was a Sunday, I called BikeInsure with some questions about their coverage. To my surprise, they answered the phone on the first ring and were very patient in addressing all my questions. When you have a cool bike, it's awesome to speak to someone who can relate, especially regarding insurance for the bicycle I value. I was impressed with the BikeInsure call and signed up with them. I am now recommending BikeInsure to all my cycling buddies in Hawaii.

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Trek Domane

I had never considered insurance for my Trek until I saw BikeInsure as the Official Bike Insurance of USA Cycling.

The accident insurance was reasonable, $16 bucks monthly in case I wiped out. Although I had never had an accident, I thought, why press my luck? Now I have 'Peace of Mind' BikeInsure coverage for my TREK Domane SL5.

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Specialized SL8

I live in California and knew I needed bike insurance for my Specialized S-Works Tarmac SL8 - SRAM Red eTap AXS, so I searched for "Bike Insurance" on Google. After reading all the reviews of the few bike insurance companies, I settled on BikeInsure. I will tell my friends about BikeInsure because home insurance does not do what BikeInsure does.

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Felt IA 2.0

I just returned from taking my new Felt IA 2.0 bike for her maiden voyage. It was a great feeling to have 'peace of mind' that my Felt Triathlon Bicycle was BikeInsure'd in case of an accident. The phone call from the BikeInsure CEO after purchasing my policy was a nice personal touch. Thank you, and I will share my experience with others.

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Trek Madone

I researched Bike Insurance to ensure that my Trek SLR7, which I consider my baby, is protected. Yes, my bike is like one of my kids. BikeInsure's sign-up process was easy. I even included expensive accessories like my Garmin Edge 540 computer, Garmin Varia Radar, Shimano Pedals, lights, and a bag.

Now, I have bike insurance to go with my home and car insurance. The CEO even called to welcome me personally and answered my questions with great clarity. I am confident I made the right choice and am in good hands with BikeInsure.

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BMC Teammachine

I decided to get BikeInsure for my BMC Teammachine after hearing positive reviews from my cycling friends who also use BikeInsure. Although I participate in races, I mainly use my bike for daily rides. The road can be unpredictable, and I often wonder about potential risks. What if a deer suddenly crosses my path and causes a collision that damages my bike? What if a crash breaks the derailleur? What if the frame suffers significant damage in an accident? These worries are valid, as replacing bicycle components can be expensive. However, with BikeInsure, I have specialized insurance to alleviate these concerns.

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Specialized Turbo Levo

I recently purchased my first bike, which was NOT $500. I bought a $5,000 Specialized Turbo Levo Carbon S3. Once I received the bike, I realized I needed insurance. After researching, I discovered two insurance providers for my eBike - BikeInsure and Velosure. Velosure wasn't available in my state, but BikeInsure was, so I signed up with them.

Initially, I was confused about what bike insurance covered. But when BikeInsure called to welcome me, they explained the difference between bike insurance for an 'occurrence,' such as a crash or theft, vs. the warranty for a defective component. Now I'm clear on what BikeInsure covers - they've got my Specialized eBike insured for any 'occurrence' involving cycling damage or theft. If my electric bike's battery stops working, that's something covered under the Specialized warranty.

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Rad Power RadCity

BikeInsure is well worth the few clicks it takes to get started. The entire process was very simple, from finding BikeInsure on a Bike Shop website to the easy three-screen sign-up.

I was pleasantly surprised when the CEO of BikeInsure called me right away to welcome me and answer my questions. Their knowledgeable assistance was greatly appreciated, especially since our eBikes were expensive.

Thanks to BikeInsure, our 'peace of mind' against accidents and theft lets us adventure on our Rad Power Bikes RadCity 5 Plus Electric Commuter Bikes without worry.

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Enve Melee

As an Enve Melee carbon road bike owner, although I hope never to have a bicycle accident or, worse, it gets stolen, having BikeInsure coverage always provides peace of mind. 

It's reassuring to know that my bike is insured separately from my house, especially in California. With the news that State Farm, All State, Farmers, and USAA are no longer selling new home insurance policies in California, it's vital to protect what you own. That's why I have my bicycle insured separately from my home with BikeInsure.

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Quintana Roo SRFIVE

I looked up bike insurance on Google and found out that BikeInsure is the official bike insurance provider for USA Cycling. This gave me confidence that BikeInsure was the right company to look into further to see if they could provide the best insurance for my Quintana Roo bikes.

I decided to sign up, and the process was very easy. After signing up, I even took care of a few things for my policy during my welcome call with BikeInsure. I will definitely be recommending BikeInsure to my cycling friends.

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Transition Repeater

I recently purchased a Transition Repeater eMountain Bike and was recommended to BikeInsure by Brown County Bike Shop for insurance for my eBike.

Signing up with BikeInsure was super easy.

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Trek Madone

As a Florida resident, I wanted to avoid potential risks to my Trek Madone SLR 7, so I decided to insure it and a second Trek Emonda bicycle with BikeInsure. The sign-up process was easy, taking only a few minutes.

I now know that my family's bikes have excellent coverage by a specialized insurance policy designed specifically for bicycles and separate from my homeowner's insurance policy.

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Gocycle G4i

I initially chose Sunday's Insurance to insure my GoCycle G4i eBike. However, upon reading their issued policy and understanding the requirements for a specific lock listed on their website in case of theft, I decided to look for a bike insurance policy with more straightforward terms.

Luckily, I came across BikeInsure through Google. Their transparent policy didn't have all the extra details that bothered me about the other provider. My husband and I were looking for a reliable insurance provider for our electric bike, and we are thrilled with BikeInsure's service.

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Trek Domane

I searched for bike insurance for my Trek Domane SLR on Google and compared BikeInsure to Velosure. While browsing, I discovered that BikeInsure is the Official Bike Insurance provider for USA Cycling. Seeing BikeInsure on the USA Cycling website gave me added confidence in my BikeInsure selection. The sign-up was pretty simple.

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Factor Ostro

I recently visited the USA Cycling website for a different purpose and stumbled upon a tile named BikeInsure in the Membership Benefits Portal. I had no idea bike insurance was even a thing, so I decided to learn more about it. After reading through the details, I was impressed and signed up for a separate bike insurance policy for my Factor Road Bike.

We live in Minnesota, where hailstorms are common, so we have suitable homeowner's insurance in case of any damage to our house. However, having a separate insurance policy for my bike is a brilliant idea. It will keep my homeowner's insurance safe from bike-related accident or theft claims and vice versa. I'm going to recommend BikeInsure to my cycling club friends as well.

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Specialized Levo Expert

To be transparent, I am a licensed insurance producer and agency owner in Florida. We specialize in Auto and Homeowners insurance.

I purchased bike insurance to protect my bike when traveling to and from the trails.

More than 20% of Florida drivers do NOT have insurance, and many others only carry the Florida minimum of just $10K. I wanted coverage for my bike in case I was hit by an uninsured/underinsured motorist.

Thanks for a great policy.

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Obed Boundary

I have a license with USA Cycling. Even though I already had bike insurance with another company, I came across the BikeInsure USA Cycling partnership on the membership portal and decided to try it.

As an Allied Echo and Obed Boundary owner, having insurance for my bikes is crucial. I switched to BikeInsure because their accident and theft coverage for both bikes was much less expensive than my previous insurance provider. Signing up, even with all of my bike accessories, was easy!

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Trek Domane

I've been racing my 15-year-old TREK bike for years but recently upgraded to a new TREK Domane SLR that I lovingly call Dolly. My Husband, who works in the insurance industry, suggested we get bike insurance and recommended BikeInsure. Signing up for the bike insurance was so easy we did so as I was preparing supper. I was pleasantly surprised when the CEO of BikeInsure called to welcome me aboard. Now I have coverage for Dolly. I'm thrilled to have this protection for my beloved bike.

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Borealis Keystone

I understand that my Borealis Keystone FAT eBike, which is more expensive than my car, is considered a motorized vehicle by my home insurance. As a result, my home insurance policy could NOT cover my eBike due to the exclusion.

I searched for a solution and came across BikeInsure on Google. I signed up with them so that my eBike could be insured. Immediately after completing my sign-up, I received a call from BikeInsure to welcome me as a customer. During the call, they added my Garmin Edge 530 computer to my eBike definition for the policy.

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Specialized Tarmac

My most recent acquisition is a Specialized Tarmac SL8 road bike. As I prepared for its arrival, I took the time to review the benefits available to me as a member of USA Cycling. USAC's Official Bike Insurance, BikeInsure, made me realize the significance of having a separate bike insurance policy for my S-Works. Living in California, I now understand that bike insurance is a must-have! I have enrolled in BikeInsure and am ready to ride.

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Wilier Granturismo

I discovered BikeInsure through USA Cycling and decided to sign up. While I appreciated the international coverage offered by the much pricier Sundays Insurance during my visit to Italy, I found that the reasonably priced BikeInsure is a better bike insurance solution long-term, especially since I spend most of my time at home in the United States.

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Allied Echo

I have two bikes that are both covered under one policy with BikeInsure. By using my USA Cycling member discount, I got the BikeInsure Policy, and now I have 'peace of mind' knowing that both of my bikes are covered.

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Trek Emonda

As a resident of Hawaii, I became worried about the increasing problem of bike theft and started looking into ways to insure my TREK Emonda Road Bike. I found out that BikeInsure is the only bike insurance company in Hawaii offering complete coverage against bike theft and cycling accidents.

Since I am a member of USA Cycling, I frequently visit their website for guidance when making purchases. So, I was thrilled to learn that BikeInsure is the official Bike Insurance provider of USA Cycling. The sign-up process was super EASY. Mahalo.

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Trek Emonda

I am a Vice President at Southern Sierra Cyclists, and I recently learned about BikeInsure, the official bike insurance of the League of American Bicyclists. The BikeInsure association with LAB was the primary reason I chose BikeInsure over Sundays Insurance.

I found that BikeInsure provides complete coverage for my TREK Emonda and TREK Madone at a lower cost, and everything was straightforward. It was also nice to get a welcome call from BikeInsure that ensured my accessories were listed accurately on my policy.

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Catrike Villager

My wife and I are both in our 80s and recently purchased two Catrike Villager e-bikes. We considered the possibility of falling on a traditional bicycle while riding. Hence, we decided to get trikes! I contacted my homeowner's insurance agent regarding eBike insurance, but it wasn't feasible.

However, once I received the newsletter from the League of American Bicyclists announcing BikeInsure as The League's Official Bike Insurance Partner, I knew we had found a reliable eBike insurance solution. We now have a single BikeInsure policy covering both our electric bikes.

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Motobecane Century

I have homeowners’ insurance, but I've read stories that suggest getting separate bicycle insurance for my Gravel Endurance Bike is a good idea. Now that I have insured my Motobecane Century Pro carbon bike with BikeInsure, I'm relieved that if anything happens to my bike, like an accident or theft, I won't have to worry about it affecting my home insurance policy. Peace of mind is vital.

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Wilier Zero.7

As a former Bike Shop Manager, I sold the founder of BikeInsure his bicycle, which was later involved in a costly cycling accident, which led to the creation of a bike insurance solution specifically for our bikes.

It's unfortunate that the cycling industry assumes that a homeowner's policy will suffice for bike coverage. It is essential to understand that without a separate bike insurance policy, you may risk a significant financial loss in case of theft or accident damage to your valuable bicycle. As a longtime customer of BikeInsure, I strongly recommend the bike insurance I use to protect my Wilier.

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Specialized Venge

I am the owner of an insurance agency that specializes in providing coverage for homes and automobiles. As someone who works in this industry, I understand the importance of having a separate insurance policy for a bicycle to ensure it is protected without impacting my home insurance policy with a claim.

Our agency can broker Markel Bicycle Insurance, but personally, I have chosen to use BikeInsure for my Specialized and Wilier bike insurance coverage.

The BikeInsure coverage is excellent, the premium is reasonable, and the enrollment process is simple.

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Wilier Zero

Thank you for the informative welcome call, BikeInsure. It was great speaking with you. I have already referred another fellow cyclist to BikeInsure so they can get their bike covered, just like I did for my Wilier Zero SLR with Roval Rapide Wheels and Specialized S-Works Venge with Zipp 454 Wheels.

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Specialized Creo

I have never ridden in a Belgian Waffle Ride before, but a year ago, I got my Specialized Gravel eBike, and this April, I am participating in the 80-mile Waffer in San Diego, California. I contacted my State Farm homeowner's insurance for ebike insurance, but complete coverage for my gravel bike was impossible under their policy. I also looked into Markel Bike Insurance, but it was so expensive that I got turned off.

Then, the Belgian Waffle Ride sent me an email newsletter that said, "Protect your bike for the BWR with BikeInsure, our Official Bike Insurance partner." I researched BikeInsure and had one question, which I emailed them on a Sunday night at 7:PM California time. The response came back immediately at 10:PM Washington DC time. I am happy to say that I have signed up for the ride, and my bike is insured, thanks to Belgian Waffle Ride and BikeInsure! They are both fantastic!

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Trek Boone

I was initially planning on using Velosurance for my Trek Boone. While shopping around a bit, I saw that BikeInsure was the Official Bike Insurance partner of USA Cycling. After comparing their offerings, I discovered that BikeInsure was clearly the better choice. The process of signing up was quick and easy. I have absolutely no regrets about my decision to choose BikeInsure and recommend them to everyone I know.

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Look 785 Huez

I have flown my bike across the country for vacations and events for many years. As the price of bikes has increased the amount of loss coverage from airlines and home owners policies has decreased or disappeared. I have pushed my luck for several years now but an upcoming vacation to Hawaii finally prompted me to search for affordable bike insurance with great coverage. Searching the internet I found several which I researched. The BikeInsure website provided me with all the necessary information to understand the coverage and pricing. While reading through the FAQ, I came across the section mentioning that BikeInsure is the official bike insurance provider of the League of American Bicyclists. The endorsement of LAB cinched the deal. Since I am a member of the League, I clicked on their sign-up page and purchased a policy. This year when I travel to Hawaii I will travel more relaxed knowing my bike is insured against damage and theft.

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All-City Space Horse

I bought my 2022 All Cities Space Horse for my year-long, 7,000-mile bicycle tour through 22 states. In the process, I went through some cities that are known for bicycle theft, including New York City, Boston, Washington DC, Miami, San Francisco, Los Angeles, Houston, New Orleans, Tallahassee, and Tampa.

I often slept outside in a tent. Sometimes, in urban areas. Sometimes, I interviewed people about climate change in a building and had to lock the bicycle up outside, including once in San Francisco.

I slept better knowing BikeInsure insured the best bike I've ever owned.

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Santa Cruz Stigmata

I recently realized my home insurance policy didn't cover my Enve Melee and Santa Cruz Stigmata bikes. Just as I started looking for bike insurance options for them, I received the Belgian Waffle Ride newsletter, which highlighted the BikeInsure partnership and emphasized the bike insurance I need for gravel bikes like mine.

I've participated in the BWR Ashville, North Carolina, a few times, and I can say that they're a well-organized event that caters to gravel riders like me who want to have fun. I trust the BWR recommendation, so I signed up with BikeInsure, which was painlessly easy, and my bikes will now be gravel-grinding, and BikeInsure'd.

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Litespeed C1R

I have been aware for some time that I needed a bicycle insurance policy for my three bikes living in California. Recently, I contacted BikeInsure to inquire about coverage for my Pinarello Dogma, Colnago C68, and Litespeed C1R. As I am always on the go and commuting around LA, I gathered my bike information and brought it with me to make the most of my time. I called BikeInsure directly and dictated the variables of each bike, and they accurately got all the bikes insured for me in just a few minutes. Now, I have an excellent bike insurance policy, which gives me peace of mind. All that's left to do is to find time to ride them!

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Specialized Roubaix

I'm happy to share that I received my renewal policy from BikeInsure for my Specialized Roubaix.

The bike insurance coverage gives me the necessary 'peace of mind' while riding.

I hope I never need it, but as a cyclist, you are always better off being safe than sorry!

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Trek Fuel EXE

The Bike Line is an awesome bike shop that provides fantastic customer service and advice.

When I purchased my TREK FUEL EXE eMountain Bike from them, they gave me info on BikeInsure, which made me aware of how crucial it is to have insurance for my eBike.

I'm heading out for a ride soon now that my TREK is BikeInsure'd!

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Specialized Tarmac

I found BikeInsure with a quick ping on Google. Living in a high-traffic area of Los Angeles, I wanted to ensure my Specialized Tarmac was covered with an individual bike insurance policy to give me peace of mind. As a California resident, having a bike insurance policy is essential when owning a nice bike.

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Specialized Tarmac

During the Gran Fondo National Series ride in Maryland on Sunday, I was introduced to BikeInsure by a friend. At mile 60, I made a turn without any issue, but unfortunately, the cyclist behind me crashed into my bike. Luckily, I didn't fall, but my Specialized Tarmac had expensive damage to my rear rim brake and wheel. If only I had BikeInsure! 

Unfortunately, most cyclists only consider bike insurance after shit happens to their bike. I immediately signed up for BikeInsure on Monday morning to avoid paying for future accident damages that could occur to my bike.

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Scott Addict

Last year, I had an accident while riding my bike alone. I overshot a corner, and my bicycle hit a tree, causing damage to the handlebars, wheels, and frame. I contacted State Farm, but they told me my home insurance would not cover the bicycle damage.

I moved on from the damaged bike and bought a Scott Addict. I was glad to discover BikeInsure on the USA Cycling Member Benefits page. It gives me a sense of security, knowing that if I experience another bike crash, the expenses won't be a huge burden like the last time!

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Trek Domane+

I have been an avid road cyclist who has unfortunately had a bicycle accident. Although I have never participated in a Belgian Waffle Ride, my husband has done a BWR before, so I joined their email list. While reading their newsletter titled "BELGIAN WAFFLE RIDE OFFERS ACCESS TO THE BEST BIKE INSURANCE!" I learned about BikeInsure.

Now, my Trek Domane+ has a bike insurance policy. Hopefully, I will never need to use it, but at least I have peace of mind knowing my eBike is insured.

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Specialized Tarmac

I am a member of the U.S. Naval Academy cycling team.

I signed up for bike insurance through BikeInsure for my Specialized Tarmac to prepare for the upcoming road season. After crashing out on my last bike at collegiate nationals in 2023, I wanted to ensure that I am just a $100 deductible away from protecting my bike from accidental damage.

Now, many of my teammates and I use BikeInsure knowing that it is trustworthy and reliable.

Thank you again for your help!

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Cannondale SystemSix

I was paranoid about not having insurance for my bike during an upcoming trip. I searched for bike insurance and compared Markel and Sundays, but eventually, I chose BikeInsure. The BikeInsure website is well-designed and easy to navigate. BikeInsure had everything I needed for my Cannondale.

There was a system hiccup during the signup process when my initial payment attempt timed out. However, I tried again, and the payment went through successfully. After the signup, BikeInsure informed me they had noticed a technical issue during my first payment attempt. However, they assured me the order was accurate, and my policy was on the way.

I left the cold of Chicago behind and headed to California for some cycling miles. Good news! The bike arrived in great shape. Thank you, BikeInsure, for the customer service and bike insurance coverage.

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Specialized Turbo Creo

My local cycling bike club president sent a message advising that BikeInsure is the League of American Bicyclists' chosen Bike Insurance provider. As a California resident with an eBike, I decided to figure out appropriate coverage for my ride.

I called my homeowner's insurance provider, AAA, twice and got conflicting information. Then I inquired with BikeInsure. I messaged a question about reviewing their policy and immediately had a sample sent to my inbox. I read it and thought the policy seemed legitimate, so I signed up for my Specialized Creo Comp. Shortly after, even though it was a weekend afternoon, BikeInsure called to welcome me. The quick response was impressive, but it was the bicycle insurance discussion that we had that reassured a separate BikeInsure policy has my eBike in good hands!

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Factor Ostro VAM

I just renewed my USA Cycling membership, which prompted me to look for the BikeInsure perk because I recalled seeing USAC on Instagram last year with BikeInsure.

My USAC membership renewal is complete, and my Factor Ostro VAM has BikeInsure since I signed up for that, too!

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Specialized Epic Evo

I'm still 'waffling' about participating in the Belgian Waffle Ride this year. So, I went to the BelgianWaffleRide.Bike website to check if the registration was still open. Luckily, it was. While browsing the BWR home page, I noticed the BikeInsure banner. I had planned to sign up with Velosure, but after reviewing BikeInsure, I realized BikeInsure was a better overall bike insurance value and coverage to insure my two bikes.

It was great to receive a welcome call from BikeInsure. I am confident that my bikes are in good hands with BWR's recommended BikeInsure, and I am relieved because my monetary exposure to my bikes is now covered.

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Canyon Aeroad

Thank you for your welcome call, BikeInsure.

I searched for 'bike insurance' on Google and found BikeInsure. The sign-up process was simple, but I felt even better after BikeInsure called me because they answered all my questions. It was reassuring, and now I am pleased to have all the components of my bike insured, including the Canyon Aeroad, SRAM RED eTap Groupset, Power Meter, Crankset, Garmin Computer and Radar, and my Look Keo Blade Pedals.

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Specialized Tarmac SL7

I am an international college student studying in Boston. One of my friends recommended I get bike insurance from BikeInsure, as she knows that I own a nice bike.

The sign-up process was easier than making a pizza, and the BikeInsure follow-up was very helpful. It is great to have my Specialized bike insured.

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Chapter2 TOA

I recently became a member of the Cadence Race Team and got my Chapter2 TOA insured with BikeInsure. A couple of guys from the team suggested BikeInsure, and it seemed like a smart move.

After signing up with BikeInsure, they called me to ensure my custom-built bike was correctly defined for my insurance policy. Now I'm all set to race!

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Boltcutter High Country

During my Son's birthday party, I talked with friends about bicycle insurance for my Boltcutter High Country gravel bike. I compete in gravel races, so we checked out the USA Cycling website and discovered that I could insure my bike for competitive cycling events through their partnership with BikeInsure. The sign-up was so easy I completed it in just a few minutes while enjoying the party.

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Trek Checkpoint

I subscribe to several bike-packing newsletters and am a member of the Adventure Cycling Association. One of the articles mentioned the importance of bike insurance, and since I have an expensive gravel bike, I decided that this was something I needed.

I had a wonderful welcome call with BikeInsure shortly after successfully signing up. Their product is insuring my TREK Checkpoint, and the beauty is that if I ever have an accident or theft claim with BikeInsure, it will not affect my homeowner insurance. I'm glad they created BikeInsure.

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Colnago V3Rs

I race my bike and thought I should go for bike insurance since my Colnago is expensive. As a Gran Fondo New York group member, I participate in Grand Fondo events throughout the year.

Having BikeInsure has made me feel more comfortable as it insures not only my bike but also my Garmin computer, radar, smart light, and dual-sided power meter pedals.

I think BikeInsure is pretty cool!

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Felt IA

I recently purchased a FELT IA Triathlon Race Bike but would only feel comfortable riding it once I secured bike insurance coverage. I researched insurance for my new bike and discovered BikeInsure on the USA Cycling website. The website answered most of my questions, and even on Saturday, I got clarity on a final question directly from BikeInsure.

I completed the easy online sign-up and am heading outside to 'TRI' my bike with the 'peace of mind' of knowing my bicycle is BikeInsure'd.

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Felt AR Advanced

My City Bikes sales representative in Florida recommended BikeInsure to me. The sign-up for BikeInsure was 1-2-3, easy, too easy. It showed me the accident coverage I desired, and I added the theft protection.

Shortly after completing my enrollment, the BikeInsure CEO called to ensure I had all my questions answered. I told him the good news is that the BikeInsure website was very informative, so I understood what I purchased, yet the call reassured me of my decision. I'm thrilled that my brand new Felt bike is BikeInsure'd.

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Cannondale Moterra 4

I'm on a flip phone. I'm not very tech savvy. When I need to order something from Amazon, I ask my son to place the order and pay him in cash.

So when my buddy saw my Cannondale eBike, he told me to sign up for BikeInsure. I went to the website and got it done because it was easy. My homeowner's insurance wouldn't do what BikeInsure does for my eBike - crash and theft coverage. BikeInsure even covers my mountain bike when it's on my car bike rack as I drive to a destination ride.

I'm going to tell my buddy I signed up. And then tell my other cycling friends to get BikeInsure because they all have nice bikes.

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Specialized Tarmac SL7

I was surprised to receive a call from BikeInsure early on a Sunday morning after signing up, but I'm glad they did. My Father gave me a nice Specialized Tarmac bike, and a teammate from my U.S. Naval Academy Cycling Team recommended insuring my race bike with BikeInsure.

I have insured my expensive bike and all the accessories/components I bought separately. As a college student, I wouldn't have been able to afford repairs in case of a crash, so having BikeInsure was a smart choice and provided me with great peace of mind.

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Specialized Diverge

During the Grand Fondo National Series packet pickup, I came across a marketing card for bike insurance and decided to sign up for it. The BikeInsure booth caught my attention, and I figured it would be a good idea to insure my Specialized Diverge E5 EVO for 'peace of mind.'

I've had a few crashes in the past, so having BikeInsure is reassuring.

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Time ADHX

I'm excited to participate in my first gravel event, the Belgian Waffle Ride. I've heard only positive things about how BWR organizes its events, so I'm confident it will be a great experience. I've registered for the BWR triple, including Arizona, Utah, and California gravel events.

After receiving a BWR newsletter recommending BikeInsure, I visited their website and read through the entire FAQ. I decided to get coverage for my TIME ADHX bike through BikeInsure, which will give me peace of mind during the BWRs.

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Trek Domane

I was involved in a crash on the first of December that destroyed my bike. I had Sundays Insurance, and they were slow to respond each time I contacted them regarding the claim. In the end, it took about 5 weeks for my claim to be paid. Because I was dissatisfied with Sundays claim experience, I decided to try another bike insurance company.

Fortunately, I came across BikeInsure, which now covers my Trek Domane SLR. Shortly after I signed up, BikeInsure called to welcome me on board. I'm a retired Army Vet, cycling is my escape and therapy, and knowing BikeInsure has my bike covered is reassuring.

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Trek Madone

Signing up with BikeInsure was straightforward compared to my previous bike insurance company, Velosure. The process was brief, and I found it much more appealing than the one I used before. A cycling teammate of mine has his bike insured with BikeInsure and recommended it as a USA Cycling Insurance Partner, and I have found that their rates are much more reasonable than Velo's.

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