Bicycle Insurance Cost - Bike Insurance Review

Quintana Roo XPR

Before I bought my current bike, I had a carbon fiber Orbea that was involved in a crash, resulting in a cracked frame with no insurance. It was a costly bike accident!

‍Thankfully, I noticed a bike insurance product in the USA Triathlon Newsletter. It's called BikeInsure, USAT Official Bike Insurance. It's exactly what I need for my new Quintana Roo XPR!

Crashes are never fun, and costly crashes can be financially devastating. But, with BikeInsure, my financial risk is gone because my triathlon bike is only a $100 deductible away from being back on the road in case of any future unfortunate accidents.

I will recommend that all of my triathlon friends get BikeInsure!

Trek Speed Concept

I had an unfortunate accident during a group bike ride. As a result of the collision, my bike's fork, wheel, and rotor were damaged, and my pride was hurt.

I had a fantastic experience with BikeInsure. They promptly helped me repair my bicycle at the bike shop of my choice. Not only that, but I received an insurance check for $2,125 in just ten days, which exceeded my expectations. Their service is truly impressive, and my bike appears as good as new.

Specialized Tarmac

My wife had a bike accident, leaving her Trek Domane bicycle with a cracked carbon frame. We live in California, where several Insurance Carriers have stopped selling new home insurance policies. As a result, although our Farmers insurance may have covered the claim, we realized that doing so, as our agent agreed, could cancel our homeowner's insurance policy. Therefore, we paid out-of-pocket to replace my wife's bicycle and decided to get a separate bike insurance policy for my Specialized and her Trek.

‍Our lesson learned was our homeowner's insurance policy could not cover our bikes, and that realization cost us a lot of money. We confidently chose BikeInsure because it is the only bicycle insurance company endorsed by USA Cycling.

Pinarello Dogma

Had it not been for BikeInsure, I'd be screwed.

My BikeInsure'd bicycle was recently stolen when a thief violated my life and stole my bike, which had my prosthetic arm still attached to the handlebar while I was training for the Paralympics.

BikeInsure promptly paid me $10,000 just days after I filed my claim. The claims adjuster was kind and efficient. I was relieved and grateful for the quick and compassionate service I received from BikeInsure.