Applying Professional Risk Assessment Logic to Bicycle Insurance

A new BikeInsure customer — an Army officer who performs continual risk assessments and owns a Cervélo Soloist — recently shared why he decided to apply the same professional logic to get year-round bicycle insurance coverage through BikeInsure.
After enrolling in BikeInsure for casual usage for his approximately $9,000 road bike, he sent a message stating:
"I just got my policy and feel immediate stress off my shoulders. Every time I clip in now, I know I'll be enjoying my rides without the anxiety."
BikeInsure personally reached out to the customer to learn more about why he chose BikeInsure. Here is the conversation.
Why did you get bike insurance?
"I love my Cervélo Soloist, and I couldn't imagine over leveraging such an expensive bike without BikeInsure."
"Even though I ride less during the winter months, the inherent financial risk doesn't go away just because the bike is stationary. It's still vulnerable to loss or damage year-round. It just makes maintaining continuous coverage the smartest move for me."
Why did you get bike insurance separately from homeowners insurance?
"Even if the bike is secured in the garage during winter, I don't want to risk filing a major homeowners insurance claim involving an expensive bicycle."
"Through my research, I came to appreciate the importance of maintaining BikeInsure coverage that remains separate from homeowners' insurance made the most sense."

Is BikeInsure less expensive than Velosurance?
"For my situation, BikeInsure was considerably more affordable and offered better coverage than Velosurance."
"I was incredibly impressed that the Bike Ride Insure coverage for my $9,000 Cervélo bike plus about a dozen accessories for just $29 per month for accident coverage."
"Because I had not intended to race the bicycle, Bike Ride Insure for casual usage tier was a perfect fit."

How did you find BikeInsure?
"I conducted both Google searches and AI searches related to bicycle insurance, and BikeInsure stood out prominently in both."
"I also appreciated BikeInsure's numerous cycling partnerships."

"The website had a very clear purpose and intent, and I liked seeing authentic customer stories that I could personally relate to."
What did you think about the BikeInsure customer experience?
"It was incredible to receive a direct phone call from the CEO of the company to address my initial inquiry. That level of responsiveness really underscored just how attentive and hands-on the BikeInsure customer experience truly is and how well they treat their customers."



