Does BikeInsure offer Business Bike Fleet Insurance?

Yes. BikeInsure offers Business Bike Fleet Insurance for commercial bicycle operations — including rental programs, lease fleets, and loaner bikes assigned to employees, contractors, or authorized users. BikeInsure’s bicycle definition is not limited to two wheels — coverage applies to two-, three-, and four-wheel bicycles, as well as pedal-assist e-bike configurations.

BikeInsure Business Bike Fleet Insurance covers the bicycle equipment — protecting business-owned bikes and e-bikes against riding accidents, transit damage, theft, and, depending on the application and state eligibility, embezzlement. BikeInsure does not offer liability insurance.

Business Bike Fleet Insurance requires a minimum of $50,000 in bicycle equipment value to enroll. A single bicycle or e-bike used for food delivery does not meet this threshold and is not eligible.

For personal-use bicycles and e-bikes, BikeInsure offers individual bicycle insurance covering up to $50,000 per bike — designed for casual riding, commuting, training, events, and racing.

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