Doesn’t my business insurance cover my bikes?

Many business insurance policies cover bicycles kept at the primary business location, and from events such as a fire that hits the business location, they often exclude accident and theft coverage when the bikes are used by others with permission, and they typically come with high deductibles.

In contrast, BikeInsure's business bike fleet insurance is specifically designed to cover the bicycles when they are primarily assigned out to others. This policy excludes coverage for criminal acts committed by individuals to whom you have entrusted the equipment. BikeInsure’s fleet insurance offers comprehensive coverage for accident damage and theft for each bike listed in the fleet inventory. This coverage also applies while the bikes are in the care, custody, and control of authorized users, all with a very low per-occurrence deductible.

BikeInsure casual riding bicycle insurance coverage seal
Casual Riding
No racing license required.
UNITED STATES
+ Canada Territory
Cyclist riding a road bike during a casual ride with BikeInsure bicycle insurance coverage (Bike Ride Insure)
BikeInsure competitive racing bicycle insurance coverage seal
Competitive Racing
Casual riding + racing events.
Worldwide
Coverage Territory
Cyclist competing in a road race with BikeInsure bicycle insurance coverage (Bike Race Insure)
BikeInsure electric bike insurance coverage seal
Electric Bikes
Up to 28 mph.
UNITED STATES
+ Canada Territory
Family riding a cargo electric bike with BikeInsure bicycle insurance coverage (Electric Bike Insure)