What is the difference between Business Bike Fleet Insurance and BikeInsure for cyclists?

Business bike fleet insurance is designed for 'commercial use' bicycles. This coverage protects your business-owned bike fleet, including ebikes, during the time they are used by others with your permission while under their care, custody, and control.

On the other hand, BikeInsure offers bike insurance specifically for cyclists using their bikes for 'private use' purposes. This includes a variety of activities such as casual rides, competitive events, on-road or off-road cycling, solo rides, group outings, commuting, charity events, gran fondos, triathlons, and cycling races. Notably, acting as a professional cyclist is not considered commercial use and may be covered by BikeInsure insurance for cyclists. Once enrolled, the bicycles or ebikes are covered when used by the insured or family members of the household.