Does BikeInsure cover a bike used for Uber Eats, DoorDash, or food delivery?

No. BikeInsure offers bicycle insurance designed for personal-use bicycles and e-bikes — not commercial or gig-economy delivery use. Bikes used for Uber Eats, DoorDash, Grubhub, Instacart, courier work, or similar delivery services are considered commercial-use bicycles and are not eligible for a BikeInsure personal bicycle insurance policy.

BikeInsure bicycle insurance covers bikes and e-bikes owned by individuals for activities such as casual riding, commuting, training, organized events, and racing. Coverage applies when the insured or members of their household are using the bike.

Bikes assigned to others — including rentals, lease programs, loaner fleets, or commercial delivery operations — are also not eligible under a personal bicycle insurance policy. These operations may instead require BikeInsure Business Bike Fleet Insurance.

Competitive cycling, races, and organized cycling events are considered personal use — not commercial use.

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