Does bike insurance cover international travel?
Yes. BikeInsure features worldwide coverage for riding, racing, or traveling internationally when enrolled under Bike Race Insure (Competitive).
If a covered accident occurs anywhere worldwide — including during normal riding, training, or a competitive cycling event — the policy pays the cost to restore the insured equipment — the enrolled bicycle and listed accessories — to its pre-loss condition using new OEM (Original Equipment Manufacturer) or equivalent parts, including labor and applicable tax, based on a written estimate from a local bike shop of the policyholder's choice, up to the Item Amount of Insurance, less the $150 deductible.
If the bicycle or e-bike cannot be repaired, the policy pays the replacement-cost value for equipment of substantially similar kind and quality, which may be based on a newer model, up to the Item Amount of Insurance shown on the Declarations page, less the $150 deductible.
Bike Ride Insure (Casual) and Electric Bike Insure (E-Bike) apply within the United States and Canada. Riders traveling internationally should enroll under Bike Race Insure (Competitive) to ensure worldwide coverage.
Coverage territory varies by state, as shown at enrollment, and is subject to the issued policy.
