Does bike insurance cover international travel?

Yes. BikeInsure features worldwide coverage for riding, racing, or traveling internationally when enrolled under Bike Race Insure (Competitive).

If a covered accident occurs anywhere worldwide — including during normal riding, training, or a competitive cycling event — the policy pays the cost to restore the insured equipment — the enrolled bicycle and listed accessories — to its pre-loss condition using new OEM (Original Equipment Manufacturer) or equivalent parts, including labor and applicable tax, based on a written estimate from a local bike shop of the policyholder's choice, up to the Item Amount of Insurance, less the $150 deductible.

If the bicycle or e-bike cannot be repaired, the policy pays the replacement-cost value for equipment of substantially similar kind and quality, which may be based on a newer model, up to the Item Amount of Insurance shown on the Declarations page, less the $150 deductible.

Bike Ride Insure (Casual) and Electric Bike Insure (E-Bike) apply within the United States and Canada. Riders traveling internationally should enroll under Bike Race Insure (Competitive) to ensure worldwide coverage.

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