Giant Trance
The bike trail nearest me is about nine miles away, so I must drive my car. And in Florida, you never know which driver doesn't have auto insurance, so my Giant Mountain Bike must have bike insurance if it ever gets hit by a car while I drive to the bike trail.
Progressive wanted to add an expensive homeowners rider to cover my bike. So I Googled bike insurance, and I compared BikeInsure and Velosurance. Velosurance wanted $45 more a month. I don't need the extra stuff that Velosurance has.
I need coverage in case someone steals my bike, or there is a crash. BikeInsure is great for what I want. I'm so comfortable with the BikeInsure purchase and am grateful for the personalized welcome call.