Last September, I wanted to compare bike insurance with Markel and Velosurance for my Trek Madone. I went to the USA Cycling website and came across BikeInsure.

The USAC official bike insurance BikeInsure proved to be a better product at a better price for accident and theft coverage than the Markel Velosurance policy.

I am now a reviewer for BikeInsure because I had a bike accident at the Tour of Newport News, damaging my top tube, frame, saddle, and GoPro Hero 11. After getting an estimate from my TREK Bike Shop, I filed a claim with BikeInsure and received a check for $6,708.

I have had bike insurance on my Canyon Aeroad through Velosurance by Markel for about a year. When I saw Canyon's email about BikeInsure, I thought, I've gotta check my current Velosurance - Markel policy vs. BikeInsure to see which makes more sense.

What I noticed in my comparison is that with BikeInsure, the deductible is lower, the premiums are lower, and when reading the policies, the coverage is better with BikeInsure over Velosurance - Markel. 

I have kiddos, so the opportunity to have bike insurance matters to me, and to be able to save some money made the BikeInsure decision even easier.

Had it not been for BikeInsure, I'd be screwed.

My BikeInsure'd bicycle was recently stolen when a thief violated my life and stole my bike, which had my prosthetic arm still attached to the handlebar while I was training for the Paralympics.

BikeInsure promptly paid me $10,000 just days after I filed my claim. The claims adjuster was kind and efficient. I was relieved and grateful for the quick and compassionate service I received from BikeInsure.