What types of bikes does BikeInsure cover?

BikeInsure covers any new or used "bicycle," defined in the policy as any cycle powered by human pedaling or an e-bike.

Coverage is not limited by wheel count or design — two-wheeled, three-wheeled, and four-wheeled pedal cycles are eligible, including bicycles, e-bikes, trikes, tandems, recumbents, and para-adaptive cycles.

Some insurance policies define a "bicycle" as a two-wheel pedal cycle, excluding adaptive or multi-wheel cycles from coverage, but BikeInsure is designed to protect the full range of modern cycling equipment.

BikeInsure covers Class 1–3 pedal-assist electric bikes (up to 750 watts and 28 mph pedal assist).

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