What should I do if my bike is stolen?

1. File a police report. 2. Document the theft location and time. 3. Submit your claim through the BikeInsure Customer Portal with the report number.

Bike Theft Insurance is available as an option with Bike Ride Insure (Casual), Electric Bike Insure (E-Bike), and Bike Race Insure (Competitive).

If an enrolled bicycle or e-bike covered by Bike Theft Insurance is securely locked while unattended and is stolen, the policy covers the financial loss for the insured equipment, including listed accessories. In the event of theft, the policy pays the replacement-cost value for equipment of a substantially similar kind and quality (including listed accessories), less the $150 deductible, and not exceeding the Item Amount of Insurance shown on the Declarations page.

Coverage applies only when the bicycle or e-bike itself is taken. Coverage does not extend to accessories left behind when the bike is not stolen or to personal items stored in accessories.

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