Does bike insurance cover theft at home and away from home?

Yes. When optional Bike Theft Insurance is selected, the policy protects the insured bicycle or e-bike against theft, whether it occurs at your residence or away from home, provided the bicycle or e-bike is secured when unattended.

BikeInsure offers flexibility not commonly available with other insurance programs. Customers may choose accidental damage coverage only or add theft protection to extend coverage to stolen equipment.

When theft coverage is included, and a covered bicycle or e-bike is stolen, the policy pays the replacement-cost value for equipment of a substantially similar kind and quality (including listed accessories), less the $150 deductible, and not exceeding the Item Amount of Insurance shown on the Declarations page.

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