What is the minimum age to purchase bike insurance?

The policyholder must be 18 years of age or older to enroll in a BikeInsure policy.

Once enrolled, the insured bicycle or e-bike is covered when used by the policyholder or members of the same household, provided the use matches the coverage type shown on the policy.

This allows families to protect shared cycling equipment under a single policy while maintaining clear ownership and accountability with an adult policyholder.

Minimum Age Requirement
BikeInsure casual riding bicycle insurance coverage seal
Casual Riding
No racing license required.
UNITED STATES
+ Canada Territory
Cyclist riding a road bike during a casual ride with BikeInsure bicycle insurance coverage (Bike Ride Insure)
BikeInsure competitive racing bicycle insurance coverage seal
Competitive Racing
Casual riding + racing events.
Worldwide
Coverage Territory
Cyclist competing in a road race with BikeInsure bicycle insurance coverage (Bike Race Insure)
BikeInsure electric bike insurance coverage seal
Electric Bikes
Up to 28 mph.
UNITED STATES
+ Canada Territory
Family riding a cargo electric bike with BikeInsure bicycle insurance coverage (Electric Bike Insure)