How much does ebike insurance cost?

BikeInsure annual policies for electric bikes start at approximately $18 per month for accidental damage coverage and $22 per month with optional theft coverage, each with a standard $150 deductible and no additional fees.

The cost of e-bike insurance depends on three primary factors:

Usage typeElectric Bike Insure (E-Bike) for eligible Class 1–3 electric bicycles with a maximum 28 mph pedal-assist limit

Amount of insurance — the insured value of the electric bicycle and listed accessories

Optional theft coverage — whether Bike Theft Insurance is selected

BikeInsure policies feature a $150 deductible per occurrence, among the lowest standard deductibles available in the bicycle insurance industry.

Electric Bike Insure coverage applies within the United States and Canada.

Example:

• An e-bike with a total insured value of $4,000 or less (including listed accessories) can obtain coverage with accidental damage and optional theft protection for about $28 per month with a $150 deductible

The best way to determine your exact cost is to generate a quick quote online in just a few seconds.

E-Bike Pricing Guide

BikeCoverage

$16.99

/mo.
Coverage Highlights
Bike
Accessories
Transit
The TheftProtect icon
with optional
TheftProtect
+ $8/mo.
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