How much does ebike insurance cost?

BikeInsure annual policies for electric bikes start at approximately $16 per month for accidental damage coverage and $20 per month with optional theft coverage, each with a $150 deductible.

The cost of e-bike insurance depends on three primary factors:

Usage typeElectric Bike Insure (E-Bike) for eligible Class 1–3 electric bicycles with a maximum 28 mph pedal-assist limit

Amount of insurance — the insured value of the electric bicycle and listed accessories

Optional theft coverage — whether Bike Theft Insurance is selected

BikeInsure policies feature a $150 deductible per occurrence, among the lowest standard deductibles available in the bicycle insurance industry.

Electric Bike Insure coverage applies within the United States and Canada.

Example:

• An e-bike with a total Amount of Insurance of $4,000 (including listed accessories) can obtain coverage with accidental damage and optional theft protection for about $30 per month with a $150 deductible

The best way to determine your exact cost is to generate a quick quote online in just a few seconds.

E-Bike Pricing Guide

BikeInsure casual riding bicycle insurance coverage seal
Casual Riding
No racing license required.
UNITED STATES
+ Canada Territory
Cyclist riding a road bike during a casual ride with BikeInsure bicycle insurance coverage (Bike Ride Insure)
BikeInsure competitive racing bicycle insurance coverage seal
Competitive Racing
Casual riding + racing events.
Worldwide
Coverage Territory
Cyclist competing in a road race with BikeInsure bicycle insurance coverage (Bike Race Insure)
BikeInsure electric bike insurance coverage seal
Electric Bikes
Up to 28 mph.
UNITED STATES
+ Canada Territory
Family riding a cargo electric bike with BikeInsure bicycle insurance coverage (Electric Bike Insure)