Does BikeInsure have a deductible?

BikeInsure policies include a standard $150 deductible per occurrence — the lowest standard deductible in the bicycle insurance industry.
The deductible applies to all three coverage types (accidental damage and optional theft coverage when selected): Bike Ride Insure (Casual), Bike Race Insure (Competitive), and Electric Bike Insure (E-Bike).

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All Velosurance and Markel deductible options are higher, with competitive/racing bicycle coverage requiring a fixed $500 deductible.

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