BikeInsure is Standalone Bicycle Insurance

BikeInsure is a dedicated standalone bicycle insurance policy — not an add-on to homeowners or renters insurance.

‍Claims are filed directly through BikeInsure and never affect your home insurance record, premiums, or renewal eligibility.

Unlike homeowners insurance, BikeInsure is built specifically for bicycles and e-bikes, providing protection for accidental damage while riding, transit damage, and optional theft coverage for your bike and listed accessories.

Coverage highlights:

  • Accidental damage while riding
  • Transit protection included
  • Optional theft coverage
  • New and used bicycles and e-bikes
  • Listed accessories covered
  • Casual to competitive riding
  • Road and off-road use
  • $150 deductible
  • Monthly payments

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Comprehensive Bike Insurance
BikeInsure casual riding bicycle insurance coverage seal
Casual Riding
No racing license required.
UNITED STATES
+ Canada Territory
Cyclist riding a road bike during a casual ride with BikeInsure bicycle insurance coverage (Bike Ride Insure)
BikeInsure competitive racing bicycle insurance coverage seal
Competitive Racing
Casual riding + racing events.
Worldwide
Coverage Territory
Cyclist competing in a road race with BikeInsure bicycle insurance coverage (Bike Race Insure)
BikeInsure electric bike insurance coverage seal
Electric Bikes
Up to 28 mph.
UNITED STATES
+ Canada Territory
Family riding a cargo electric bike with BikeInsure bicycle insurance coverage (Electric Bike Insure)