Doesn’t my business insurance cover my bikes?

Many business insurance policies may cover bicycles stored at the primary business location for events such as fire, but they often exclude accidental damage and theft when bikes are used by others with permission.

In contrast, BikeInsure’s business bike fleet insurance is specifically designed for bicycles that are assigned to others—such as lease programs, rentals, or loaner bikes. It provides coverage for accidental damage and theft for each bike listed in the fleet inventory, including when the bikes are in the care, custody, and control of authorized users.

Coverage excludes criminal acts committed by individuals to whom the equipment has been entrusted.