How long is a BikeInsure policy term?

BikeInsure offers a one-year policy covering bicycles and e-bikes because accidents or theft can occur at any time of year. Short-term coverage is not offered.

The annual policy is maintained through automatic monthly credit card installment payments. At enrollment, only the first monthly installment is charged to activate the annual policy.

Your BikeInsure policy automatically renews each year to ensure continuous protection as long as underwriting eligibility requirements are met, or until you choose not to renew.

Annual Bike Policy
BikeInsure casual riding bicycle insurance coverage seal
Casual Riding
No racing license required.
UNITED STATES
+ Canada Territory
Cyclist riding a road bike during a casual ride with BikeInsure bicycle insurance coverage (Bike Ride Insure)
BikeInsure competitive racing bicycle insurance coverage seal
Competitive Racing
Casual riding + racing events.
Worldwide
Coverage Territory
Cyclist competing in a road race with BikeInsure bicycle insurance coverage (Bike Race Insure)
BikeInsure electric bike insurance coverage seal
Electric Bikes
Up to 28 mph.
UNITED STATES
+ Canada Territory
Family riding a cargo electric bike with BikeInsure bicycle insurance coverage (Electric Bike Insure)