America’s best standardized BIKE INSURANCE

"USA Cycling has partnered with BikeInsure through 2026, a bicycle insurance company that shares our commitment to promoting the crucial 'need' of protecting bicycles with its specialty bike insurance policy. BikeInsure, the official bike insurance provider of USA Cycling, is a bicycle insurance company with a wealth of expertise and experience that shares its dedication to promoting the importance of protecting bicycles and eBikes from theft, damage, and accidents."
"BikeInsure makes it easy for our members to protect their mountain bikes, including e-bikes, from theft, transit damage, and even accidents that may occur while riding. Knowing many of our members travel for destination riding, and regularly transport their bikes to trailheads in their local and regional communities, IMBA members will be stoked to have BikeInsure's Transit Protection included when they sign up."
"The League of American Bicyclists Celebrates BikeInsure as Official Bike Insurance Partner. With BikeInsure, you can protect your bicycle or e-bike and enjoy the 'peace of mind' that comes with knowing that you're only a $100 deductible from getting back on the road if a bike crash happens."
"USA Cycling has partnered with BikeInsure through 2026, a bicycle insurance company that shares our commitment to promoting the crucial 'need' of protecting bicycles with its specialty bike insurance policy. BikeInsure, the official bike insurance provider of USA Cycling, is a bicycle insurance company with a wealth of expertise and experience that shares its dedication to promoting the importance of protecting bicycles and eBikes from theft, damage, and accidents."
"BikeInsure makes it easy for our members to protect their mountain bikes, including e-bikes, from theft, transit damage, and even accidents that may occur while riding. Knowing many of our members travel for destination riding, and regularly transport their bikes to trailheads in their local and regional communities, IMBA members will be stoked to have BikeInsure's Transit Protection included when they sign up."
"This ain't your grandma's insurance. While others focus on your home's meltdown, we're here for your two-wheeled love. BikeInsure's got the lowdown on all bikes, especially those gritty gravel machines. Forget the fine print – they cover everything, from your custom accessories to that rad component upgrade you just had to have."
"The League of American Bicyclists Celebrates BikeInsure as Official Bike Insurance Partner. With BikeInsure, you can protect your bicycle or e-bike and enjoy the 'peace of mind' that comes with knowing that you're only a $100 deductible from getting back on the road if a bike crash happens."
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Trek Domane+

I have been an avid road cyclist who has unfortunately had a bicycle accident. Although I have never participated in a Belgian Waffle Ride, my husband has done a BWR before, so I joined their email list. While reading their newsletter titled "BELGIAN WAFFLE RIDE OFFERS ACCESS TO THE BEST BIKE INSURANCE!" I learned about BikeInsure.

Now, my Trek Domane+ has a bike insurance policy. Hopefully, I will never need to use it, but at least I have peace of mind knowing my eBike is insured.

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Liv Langma

After getting my LIV Langma bike fit from the absolute best Richardson Bike Fit, I saw a flyer for BikeInsure. At that time, I was only aware of one bike insurer besides my home insurance. As my current policy was getting ready to expire, the BikeInsure flyer sparked my interest in shopping around.

I found BikeInsure to be the best value, with a low deductible, excellent coverage, and great reviews.

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Trek Domane

I had never considered insurance for my Trek until I saw BikeInsure as the Official Bike Insurance of USA Cycling.

The accident insurance was reasonable, $16 bucks monthly in case I wiped out. Although I had never had an accident, I thought, why press my luck? Now I have 'Peace of Mind' BikeInsure coverage for my TREK Domane SL5.

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Trek Domane

I've been racing my 15-year-old TREK bike for years but recently upgraded to a new TREK Domane SLR that I lovingly call Dolly. My Husband, who works in the insurance industry, suggested we get bike insurance and recommended BikeInsure.

Signing up for the bike insurance was so easy we did so as I was preparing supper. I was pleasantly surprised when the CEO of BikeInsure called to welcome me aboard. Now I have coverage for Dolly. I'm thrilled to have this protection for my beloved bike.

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Catrike Villager

My wife and I are both in our 80s and recently purchased two Catrike Villager e-bikes. We considered the possibility of falling on a traditional bicycle while riding. Hence, we decided to get trikes! I contacted my homeowner's insurance agent regarding eBike insurance, but it wasn't feasible.

However, once I received the newsletter from the League of American Bicyclists announcing BikeInsure as The League's Official Bike Insurance Partner, I knew we had found a reliable eBike insurance solution. We now have a single BikeInsure policy covering both our electric bikes.

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Trek Emonda

As a resident of Hawaii, I became worried about the increasing problem of bike theft and started looking into ways to insure my TREK Emonda Road Bike. I found out that BikeInsure is the only bike insurance company in Hawaii offering complete coverage against bike theft and cycling accidents.

Since I am a member of USA Cycling, I frequently visit their website for guidance when making purchases. So, I was thrilled to learn that BikeInsure is the official Bike Insurance provider of USA Cycling. The sign-up process was super EASY. Mahalo.

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Boltcutter High Country

During my Son's birthday party, I talked with friends about bicycle insurance for my Boltcutter High Country gravel bike.

I compete in gravel races, so we checked out the USA Cycling website and discovered that I could insure my bike for competitive cycling events through their partnership with BikeInsure. The sign-up was so easy I completed it in just a few minutes while enjoying the party.

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Borealis Keystone

I understand that my Borealis Keystone FAT eBike, which is more expensive than my car, is considered a motorized vehicle by my home insurance. As a result, my home insurance policy could NOT cover my eBike due to the exclusion.

I searched for a solution and came across BikeInsure on Google. I signed up with them so that my eBike could be insured. Immediately after completing my sign-up, I received a call from BikeInsure to welcome me as a customer. During the call, they added my Garmin Edge 530 computer to my eBike definition for the policy.

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Felt IA

I recently purchased a FELT IA Triathlon Race Bike but would only feel comfortable riding it once I secured bike insurance coverage. I researched insurance for my new bike and discovered BikeInsure on the USA Cycling website. The website answered most of my questions, and even on Saturday, I got clarity on a final question directly from BikeInsure.

I completed the easy online sign-up and am heading outside to 'TRI' my bike with the 'peace of mind' of knowing my bicycle is BikeInsure'd.

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Trek Madone

As a Florida resident, I wanted to avoid potential risks to my Trek Madone SLR 7, so I decided to insure it and a second Trek Emonda bicycle with BikeInsure.

The sign-up process was easy, taking only a few minutes.

I now know that my family's bikes have excellent coverage by a specialized insurance policy designed specifically for bicycles and separate from my homeowner's insurance policy.

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Orbea Orca

I needed some piece of mind before traveling with my new bike to events. Knowing that Bikeinsure is an official partner of USACycling, combined with a website and sign-up progress that is clear and straightforward made choosing them a no-brainer. I got a policy with everything I needed, nothing that I don't, at a very reasonable price.

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Trek Domane

I searched for bike insurance for my Trek Domane SLR on Google and compared BikeInsure to Velosure. While browsing, I discovered that BikeInsure is the Official Bike Insurance provider for USA Cycling. Seeing BikeInsure on the USA Cycling website gave me added confidence in my BikeInsure selection. The sign-up was pretty simple.

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Specialized Diverge

During the Grand Fondo National Series packet pickup, I came across a marketing card for bike insurance and decided to sign up for it. The BikeInsure booth caught my attention, and I figured it would be a good idea to insure my Specialized Diverge E5 EVO for 'peace of mind.'

I've had a few crashes in the past, so having BikeInsure is reassuring.

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Trek Madone

I researched Bike Insurance to ensure that my Trek SLR7, which I consider my baby, is protected. Yes, my bike is like one of my kids. BikeInsure's sign-up process was easy. I even included expensive accessories like my Garmin Edge 540 computer, Garmin Varia Radar, Shimano Pedals, lights, and a bag.

Now, I have bike insurance to go with my home and car insurance. The CEO even called to welcome me personally and answered my questions with great clarity. I am confident I made the right choice and am in good hands with BikeInsure.

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Specialized Aethos

After experiencing a cracked frame with my previous Specialized Tarmac bike, my wife suggested I get insurance for my new Specialized Aethos bicycle. I went to Facebook, and it probably heard my wife say bike insurance, and the first thing to pop up was BikeInsure.

The BikeInsure affiliation with USA Cycling was impressive, so I felt secure signing up. Although I hope never to use it, I now have coverage for my new bike, which provides me with peace of mind.

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Specialized Roubaix

I'm happy to share that I received my renewal policy from BikeInsure for my Specialized Roubaix.

The bike insurance coverage gives me the necessary 'peace of mind' while riding.

I hope I never need it, but as a cyclist, you are always better off being safe than sorry!

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Trek Madone

Signing up with BikeInsure was straightforward compared to my previous bike insurance company, Velosure.

The process was brief, and I found it much more appealing than the one I used before. A cycling teammate of mine has his bike insured with BikeInsure and recommended it as a USA Cycling Insurance Partner, and I have found that their rates are much more reasonable than Velo's.

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Specialized Tarmac

I found BikeInsure with a quick ping on Google.

Living in a high-traffic area of Los Angeles, I wanted to ensure my Specialized Tarmac was covered with an individual bike insurance policy to give me peace of mind.

As a California resident, having a bike insurance policy is essential when owning a nice bike.

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Enve Melee

As an Enve Melee carbon road bike owner, although I hope never to have a bicycle accident or, worse, it gets stolen, having BikeInsure coverage always provides peace of mind. 

It's reassuring to know that my bike is insured separately from my house, especially in California. With the news that State Farm, All State, Farmers, and USAA are no longer selling new home insurance policies in California, it's vital to protect what you own. That's why I have my bicycle insured separately from my home with BikeInsure.

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BikeCoverage

$16.99

/mo.
Coverage Highlights
Bike
Accessories
Transit
The TheftProtect icon
with optional
TheftProtect
+ $8/mo.
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