Who underwrites BikeInsure bicycle insurance?

BikeInsure policies are underwritten by Great American Insurance Company, which has an A+ (Superior) rating from AM Best. For over 150 years, Americans have trusted Great American Insurance Company to protect them and render best-in-class service. An A+ rating from AM Best signifies a superior ability to meet its financial obligations.

This indicates BikeInsure is a regulated insurance product offered throughout the United States, backed by a nationally licensed insurer — not a warranty, membership plan, or protection program.

BikeInsure administers the insurance program as a licensed insurance producer in all 50 states and Washington, DC, and serves as the official bike insurance partner of organizations including USA Cycling, the International Mountain Bicycling Association (IMBA), and USA Triathlon.

A+ Rated Insurer
BikeInsure casual riding bicycle insurance coverage seal
Casual Riding
No racing license required.
UNITED STATES
+ Canada Territory
Cyclist riding a road bike during a casual ride with BikeInsure bicycle insurance coverage (Bike Ride Insure)
BikeInsure competitive racing bicycle insurance coverage seal
Competitive Racing
Casual riding + racing events.
Worldwide
Coverage Territory
Cyclist competing in a road race with BikeInsure bicycle insurance coverage (Bike Race Insure)
BikeInsure electric bike insurance coverage seal
Electric Bikes
Up to 28 mph.
UNITED STATES
+ Canada Territory
Family riding a cargo electric bike with BikeInsure bicycle insurance coverage (Electric Bike Insure)