How much does eBike theft insurance cost?

Electric bicycle theft insurance is available for an additional $8 monthly option to any eBike at sign-up. During enrollment for BikeCoverage of the electric bike, you may select the optional Bicycle Theft Insurance. When 'BikeCoverage + TheftProtect' is chosen, the $10,000 annual aggregate limit extends to cover the listed bicycle in case of riding or transit accidental damage and theft.

In the event of an e-bike theft loss, you are responsible for a $250 deductible.

BikeInsure covers the "3-Class" eBike standards. All classes limit the motor's power to 750 Watts. 

  • Class 1: eBikes that are pedal-assist only, with no throttle, and have a maximum assisted speed of 20 mph.
  • Class 2: eBikes that also have a maximum speed of 20 mph, but are throttle-assisted.
  • Class 3: eBikes that are pedal-assist only, with no throttle, and a maximum assisted speed of 28 mph.

eBike Theft Insurance

BikeCoverage

$16.99

/mo.
Coverage Highlights
Bike
Accessories
Transit
The TheftProtect icon
with optional
TheftProtect
+ $8/mo.
Get Coverage