Does my eBike need Bike Insurance?

Yes! Electric bikes need specialized insurance. The BikeInsure plan covers eBikes that meet the "3-Class eBike standards," which limit motor power to 750 watts.

Unlike homeowners' insurance policies, which typically exclude electric bikes because they are classified as motorized vehicles, BikeInsure offers comprehensive bike insurance specifically for the "3-Class eBike standards."

• Class 1: eBikes that are pedal-assist only, with no throttle, and have a maximum assisted speed of 20 mph.
• Class 2: eBikes that also have a maximum speed of 20 mph, but are throttle-assisted.
• Class 3: eBikes that are pedal-assist only, with no throttle, and a maximum assisted speed of 28 mph.

All classes limit the motor's power to 750 Watts.

Additionally, BikeInsure provides reimbursement for repairs to your eBike and its listed accessories due to accidental damage while riding. Coverage continues during the transit of the electric bicycle and extends to a stolen electric bike when optional eBike theft insurance is selected.

Click here to review the "Guide to America's Best eBike Insurance."

‍