Does the bicycle insurance cover bike accessories?

Yes, when enrolling your bicycle in a BikeInsure plan, any additional attached accessories, such as bags, bottle cages, cameras, computers, lights, mounted pumps, and radar, can be included in the List Bike Accessories section under Bike Information. These accessories will become a part of the scheduled bicycle definition, which is factored into the bike's overall value. You can also list non-stock attached components such as the groupset (gruppo), pedals, power meter, saddle, and wheelset.

BikeInsure Accessories Coverage

After completing your quick sign-up process, watch for your BikeInsure plan policy. When you check the Equipment Schedule, you'll see that each accessory you listed on your application has been included in the corresponding bicycle definition.

BikeInsure Equipment Schedule

BikeCoverage

$16.99

/mo.
Coverage Highlights
Bike
Accessories
Transit
The TheftProtect icon
with optional
TheftProtect
+ $8/mo.
Get Coverage