I have homeowners insurance, why get BikeInsure?

Bikes cost a lot of money and you want to protect your investment.

Many insurance experts advise us to think of today’s homeowners insurance as ‘catastrophic loss protection’. Homeowners policies often have high deductibles, multiple claims can lead to cancellation or non-renewal, often have lower limits on certain individual items, and a claim can cause your premium to jump significantly.

BikeInsure is a cost-effective, standalone, primary insurance solution for your bike. The BikeInsure smart alternative provides protection you need without compromising your homeowner's insurance.

What happens when your homeowner's insurance deductible is higher than the value of your bike? Your homeowner's insurance pays $0 since the deductible is higher than the claim amount. You get $0.

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